Why do we need financial literacy? India is among the world’s most efficient financial markets in terms of technology‚ regulation and systems. It also has one of the highest savings rate in the world - our gross household savings rate‚ which averaged 19% of gross domestic product (GDP) between 1996-97 and 1999-2000‚ increased to about 23% in 2003-04 and has been growing ever since. While savings are more in India‚ where the savings are invested is a cause for concern. Investments by households
Premium
Influence of Information Literacy on the SPL Model Information literacy is said to be the foundation of the learning process. Unfortunately‚ as the Internet expands to meet the demand for easy accessible information‚ people are abandoning the literacy component by not seeking to understand the importance of reliable information to the learning process itself. The objective of this paper is to explore how the scholar‚ practitioner‚ leader model is influenced by information literacy‚ examine the responsibility
Premium Education Learning Skill
Health literacy is the degree to which individuals have the capacity to obtain‚ process‚ and understand basic health information and services needed to make appropriate health decisions. Low health literacy has a negative impact on a patients health status and use of the health care system. Patients with low health literacy levels cannot make decisions regarding their health care or follow instructions on medications and health maintenance behaviors. This can affect health care in a variety of
Premium Literacy Writing Health
Rosendin Electric Sponsors Safe Kids’ Car Seat Inspection Rosendin Electric and Safe Kids Collaborate on San Jose Event to Promote Car Seat Safety for Silicon Valley Children. San Jose‚ CA‚ USA (July 18‚ 2014) -- Rosendin Electric‚ the nation’s largest private electrical contractor and an employee-owned company‚ is sponsoring a free child car seat safety fitting and inspection with Safe Kids (http://www.safekids.org/coalition/safe-kids-california)‚ the global organization dedicated to promoting
Premium Car seat Management
Dear Grace Literacy is crucial to the success of individuals in both their career aspirations and their quality of life. Strong literacy skills are closely linked to the probability of having a good job‚ decent earnings‚ and access to training opportunities. Individuals with weak literacy skills are more likely to be unemployed or‚ if employed‚ to be in jobs that pay little or that offer poor hours or working conditions. Traditionally‚ literacy has referred to the ability to read‚ understand‚ and
Premium Literacy Reading Writing
ENG 121 In the article‚ “Literacy and the Politics of Education‚” author C.H. Knoblauch touches on a deeper understanding about the concept of literacy. His perspective conveys that literacy is much more than what society usually perceives it as; just reading and writing. Clearly laid out in his essay are four notable types of literacy which are: functional literacy‚ cultural literacy‚ critical literacy‚ and personal growth literacy. Knoblauch chose this subject in order to express
Premium Literacy Reading Writing
Development of literacy is something that takes place in the course of time. As such‚ there is no single universal formula that can cut across all people and explain how their literacy was cultured. Just like designing a beautiful car‚ it requires an input of several people and action of several factors‚ which may or may not be under our direct control. There are those who involved in the formative stages of its formulation‚ others in the design of the engine‚ others in designing the body‚ some are
Premium Literacy Writing Knowledge
Introduction Health literacy stands as an area of growing concern in health care. The concept of health literacy may be derived from Nola Pender’s Model of Health Promotion. The theory notes that individuals possess unique characteristics and experiences that influence their actions‚ behaviors‚ and motivations (Petiprin‚ 2016). Concept analysis remains a means to strengthen and refine concepts‚ which stand as the basis for theory development (Walker & Avant‚ 2011). Therefore‚ by constructing robust
Premium Health care Literacy Health care provider
(2007)‚ literacy is the ability to “teach our students to think when they read so that they can access information and learn‚ understand and remember what they read” (p. 15). It is the skill of comprehension. Prior to the 1980’s‚ literacy was limited to decoding skills and oral language (Harvey & Goudvis‚ 2007). In essence‚ if a child could read words‚ the child could read a book. (This is where I fell as a young learner.) As the concept of content area literacy developed‚ the art of literacy matured
Premium Reading Education Educational psychology
Paper 20 June 2013 Benefits of Early Literacy Learning Education is a fundamental aspect of a person’s social‚ economic‚ and emotional developmental. Starting education early is therefore advantageous. Focusing specifically on early literacy; statistics prove that an early literary development can radically improve a child’s chance for a formidable career. Early literacy developmental practices have been taking place for many years now. Many different literacy programs offer statistical and other
Premium Literacy Information literacy