Apart from streamlining their processes through technology initiatives such as ATMs‚ telephone banking‚ online banking and web based products‚ banks have also resorted to cross selling of financial products such as credit cards‚ mutual funds and insurance policies to augment their fee based income. RBI’s soft interest rate policy has helped increase the liquidity in the market‚ and banks have been liquidating their gilt portfolios partially to free resources for lending. Credit off take is expected
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AND CHANNEL MANAGEMENT OF INSURANCE INDUSTRY” With reference to ICICI PRUDENTIAL LIFE INSURANCE Co. Ltd. RAJKOT A project report submitted in Partial Fulfillment of award of MBA Degree Project Guide Mr. Manoj Desai Submitted By: Vipul Zala(118) Submitted To: S.K.PATEL INSTITUTE OF MANAGEMENT & COMPUTER STUDIES GANDHINAGAR‚ GUJARAT JULY‚ 2005 -I- PREFACE In India insurance sector was totally reserved
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CHAPTER I INDIAN INSURANCE INDUSTRY “AN OVERVIEW” THE INSURANCE INDUSTRY IN INDIA AN OVERVIEW With the largest number of life insurance policies in force in the world‚ Insurance happens to be a mega opportunity in India. It’s a business growing at the rate of 15-20 per cent annually and presently is of the order of Rs 1560.41 billion (for the financial year 2006 – 2007). Together with banking services‚ it adds about 7% to the country’s Gross Domestic Product (GDP). The gross premium collection
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were followed in conducting this term paper. 1.1 Origin of the Report: The report is a partial requirement of the course Risk Management & Insurance (FIN 410). That is why our honorable instructor assigned us to do a term paper on Reliance Insurance Company Limited. The report is conducted based on the financial statement and the website of the company. This report is a reflection of what we have learned in between the course. 1.2 Objective and the Scope of the Report: The report was prepared
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A PROJECT ON INSURANCE INDUSTRY IN INDIA FOCUSING ON RELIANCE LIFE INSURANCE PREFACE The liberalization of the Indian insurance sector has been the subject of much heated debate for some years. The policy makers where in the catch 22 situation wherein for one they wanted competition‚ development and growth of this insurance sector which is extremely essential for channeling the investments in to the infrastructure
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Introduction INDUSTRY PROFILE A) HISTORY OF INSURANCE Almost 4‚500 years ago‚ in the ancient land of Babylonia‚ traders used to bear risk of the caravan trade by giving loans that had to be later repaid with interest when the goods arrived safely. In 2100 BC‚ the Code of Hammurabi granted legal status to the practice. That‚ perhaps‚ was how insurance made its beginning. Life insurance had its origins in ancient Rome‚ where citizens formed burial clubs that would meet the funeral
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TRAINING AND DEVELOPMENT IN RELIANCE LIFE INSURANCE DEFINATION Training and development refers to the practice of providing training‚ workshops‚ coaching‚ mentoring‚ or other learning opportunities to employees to inspire‚ challenge‚ and motivate them to perform the functions of their position to the best of their ability and within standards set by local‚ state‚ Tribal‚ Federal and licensing organization guidelines. Training and development activities provide all involved system of care parties
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advertisement about life insurance for your child or ever thought how you would pay their way through college? It’s a life insurance called Gerber Life Insurance Company that was formed in 1967 as a subsidiary of the Gerber Product Company to support new parents and moms raise joyful and healthy children. Gerber Product company is purveys of baby food and baby products. Today‚ Gerber Life Insurance Company is licensed throughout the United States‚ Canada and Puerto Rico. More than $45 billion of life insurance
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Analysis of the industry’s environment (SWOT Analysis) HDFC and Standard Life first came together for a possible joint venture‚ to enter the life Insurance market‚ in January 1995. It was clear from the outset that both companies shared similar values and beliefs and a strong relationship quickly formed. In October 1995‚ the companies signed a 3-year joint venture agreement. STRENGTH 1. Domestic image of HDFC supported by Prudential’s international image is strength of the company. 2. Strong
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