TIME VALUE Time Value • Interest Rates • Compounding • Discounting • Effective Rates • Annuities • Perpetuities 2 Interest Rates • Types – Bank rate vs. Prime rate – Mortgage rates – Deposit‚ Loan‚ Credit rates • Movement – Demand / Supply – Inflation/ Deflation – Government intervention 3 Main Components 1. Real 2. Inflation 3. Risk *Note: - Risk Free (Rf) = Real + Inflation - Nominal = Rf + Risk Premium 4 Risk Free & Real Rate • Risk Free (Rf) = Real +
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gratification’. Wanting rewards now‚ or leaving school as soon as possible to get a job‚ or similar. Explain what is meant by the term ‘cultural deprivation’. A lack or deficit of values (or of norms‚ attitudes‚ skills or knowledge). Explain what is meant by the term ‘vocational’ education. Relating to a career or specific work roles. 6 mark questions Suggest three examples of ways in which school is organised that may be ethnocentric. school dress/uniform requirements may conflict with
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Personal Values Personal Values: Ethics Awareness Inventory Self-Assessment Personal Values: Ethics Awareness Inventory Self-Assessment In today’s highly competitive and globalized business world‚ effective leadership requires building interpersonal relationships that share personal values with employees. Personal values are the beliefs and principles that define the essence of a person and an organization. Values greatly influence
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Management by Values Values – comprise the things that are important to us. Asianizing’ Western Management Management in Asian Content 1. Tools of management remain the same. 2. Economic and business philosophy and paradigms are‚ however‚ different. 3. In search of management science and art suited to Asian condition‚ the following elements must somehow be combined. a. General management techniques b. Sectoral specialization c. Communal organization and management Business
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Filipino values The Filipino value system or Filipino values refers to the set of values or the value system that a majority of the Filipino have historically held important in their lives. This Philippine value system includes their own unique assemblage of consistent ideologies‚ moral codes‚ ethical practices‚ etiquette‚ and cultural and personal values that are promoted by their society. Models of the Filipino values F. Landa Jocano identified two models of the Filipino value system. The first
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Starbuck ’s Value Alignment BUS 475 Starbuck ’s Value Alignment Aligning organizational values with the organization’s actual plans and actions provides a formula for success. Decisions made through the planning process are more effective if the values of the organization are a part of the process. The values of Starbucks are the core of daily operations of the organization. Oftentimes‚ organizational values are aligned with the personal values of the customers‚ defining the social responsibility
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The Value Chain All of the functions of a company—such as production‚ marketing‚ product development‚ service‚ information systems‚ materials management‚ and human resources—have a role in lowering the cost structure and increasing the perceived value of products through differentiation. As the first step in examining this concept‚ consider the value chain‚ which is illustrated in Figure 3.5.11 The term value chain refers to the idea that a company is a chain of activities that transforms inputs
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Karunya University (Karunya Institute of Technology and Sciences) Declared as Deemed to be University under Sec. 3 of the UGC Act‚ 1956 Karunya Nagar‚ COIMBATORE – 641 114 DEPARTMENT OF VALUE EDUCATION 12VE 301 VALUE EDUCATION NOTES DEPARTMENT OF VALUE EDUCATION SYLLABUS FOR 12VE301 (GENERAL) CREDITS: 2:0:0 COURSE OBJECTIVE: * To appreciate and keep in mind the vision of Karunya University and be passionate to transfer it worldwide. * To have an in-depth
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Values in life are something that are extremely important to have in my life. A value is something that a person considers to be important to themselves. Financial values vary from person to person. Not everybody wants the same lifestyle. Some people dream of having expensive cars‚ spacious homes and many possessions. Others search for the simple life‚ uncluttered by material goods. Our values influence the way we earn‚ spend‚ save‚ invest and spend money. Personal values are influenced by family
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Value appropriation: vital in achieving sustained competitive advantage Table of contents 1 Introduction 3 2 The role of marketing 4 3 Measuring marketing productivity 5 3.1 Customer Satisfaction and future cash flows 7 3.2 Shareholder value 9 4 Creating sustained competitive advantage 10 4.1 Value creation versus value appropriation 10 4.2 Strategic emphasis in practice 11 5 How to prevent imitation? 13 6 Limitations
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