Affordable Care ACT
THE AFFORDABLE CARE ACT
Impact of the Affordable Care Act
The patient protection and Affordable Care Act of 2010 (ACA) is expected to have a major impact on the financing of healthcare, principally by expanding insurance coverage to approximately 32 million of the current 50.7 million uninsured by 2014. If the goal is reached, 95% of all Americans will have health insurance (Kovner& Knickman, 2011). The Affordable Care Act will expand coverage in two key ways: expanding Medicaid eligibility and through a blend of subsidies and mandates that encourage the working class to purchase affordable insurance coverage in the private market. Medicaid eligibility rates will be expanded so that most people who earn less 133% of the federal poverty level will be covered.
Furthermore, the Affordable Care Act is one of the biggest changes to our Health care system since the introduction of Medicaid and Medicare. However, there still will be 29 million Americans who will still lack healthcare insurance even after the Affordable Care Act is fully instituted (Andrews,Darnell,Mcbride& Gerlert,2013) fundamental goals of the ACA are to decrease the cost of healthcare, increase quality of healthcare, services, and make healthcare assessable to all Americans, particularly the uninsured. One of the largest changes to healthcare through ACA is that everyone must have insurance this is the largest positive factor of the ACA (Hayes, 2011)
The ACA is meant to target insurance policies that have limitations based on preexisting conditions the goal is to eliminate this kind of policy and improve access to quality health care(Hayes,2011). The fundamental goal of the ACA is that by making insurance available to millions more Americans that this will hopefully decrease healthcare cost by allowing more people to receive preventative care. In the long run, it is generally cheaper to prevent healthcare problems than it is to treat active diseases (Cleary, Brenda, and
Impact of the Affordable Care Act
The patient protection and Affordable Care Act of 2010 (ACA) is expected to have a major impact on the financing of healthcare, principally by expanding insurance coverage to approximately 32 million of the current 50.7 million uninsured by 2014. If the goal is reached, 95% of all Americans will have health insurance (Kovner& Knickman, 2011). The Affordable Care Act will expand coverage in two key ways: expanding Medicaid eligibility and through a blend of subsidies and mandates that encourage the working class to purchase affordable insurance coverage in the private market. Medicaid eligibility rates will be expanded so that most people who earn less 133% of the federal poverty level will be covered.
Furthermore, the Affordable Care Act is one of the biggest changes to our Health care system since the introduction of Medicaid and Medicare. However, there still will be 29 million Americans who will still lack healthcare insurance even after the Affordable Care Act is fully instituted (Andrews,Darnell,Mcbride& Gerlert,2013) fundamental goals of the ACA are to decrease the cost of healthcare, increase quality of healthcare, services, and make healthcare assessable to all Americans, particularly the uninsured. One of the largest changes to healthcare through ACA is that everyone must have insurance this is the largest positive factor of the ACA (Hayes, 2011)
The ACA is meant to target insurance policies that have limitations based on preexisting conditions the goal is to eliminate this kind of policy and improve access to quality health care(Hayes,2011). The fundamental goal of the ACA is that by making insurance available to millions more Americans that this will hopefully decrease healthcare cost by allowing more people to receive preventative care. In the long run, it is generally cheaper to prevent healthcare problems than it is to treat active diseases (Cleary, Brenda, and
References: Kovner, A. R., & Knickman, J. R. (2011). Health Care Delivery in the United States. New York: Cleary, Brenda, and Peggy Wilmoth. "The Affordable Care Act -- what it means for the future of nursing." Tar Heel Nurse 73.2 (2011): 8. CINAHL Plus with Full Text. EBSCO. Web. 19 Hayes, Katherine. "OVERVIEW OF POLICY, PROCEDURE, AND LEGISLATIVE HISTORY THE AFFORDABLE CARE ACT." NAELA Journal 7.1 (2011): 1-9. Academic Search Complete. EBSCO. Web. 19 July 2011. Robeznieks, Andis. "Reform repercussions." Modern Healthcare 40.25 (2010): 16. Consumer Health Complete. EBSCO. Web. 19 July 2011. Andrews, C. M., Darnell, J. S., McBride, T. D., & Gehlert, S. (2013). Social work and implementation of the Affordable Care Act. Health & Social Work, 38(2), 67-71.