Higher Interest Rates: They typically pay higher interest rates on all deposit accounts including savings, money market, and checking accounts.
Lower Loan & Credit Card Rates: Credit Unions offer the same products as banks, but they are much cheaper.
Lower Fees: Many credit unions offer checks, withdrawals, and electronic transactions free of charge.
More flexibility: Because credit unions are smaller and have a member-focused philosophy, they are more willing to work with you even if you have a troubled financial past.
Integrity First Bank benefits include;
Through community-focused decision making
Diverse selection of personal banking products
Local community support
Business e-banking & personal online banking
Complete business banking products
Specialized financial team living among you
Sites Used: http://www.integrityfirstbank.com/ http://www.moneycrashers.com/why-credit-unions-are-better-than-banks/