Stress is a common situation in our daily lives. All of us experience it, every day. But, what is stress actually? Stress is often described as a feeling of being overloaded, wound up tight, tense and worried (Australian Psychological Society, 2012). Some of us maybe have already used to with stress. Small amount of stress is beneficial, but too much stress can be harmful. “Stress is the trash of modern life-we all generate it but if you don't dispose of it properly, it will pile up and overtake your life” (Danzae Pace, n.d.). According to FamilyDoctor.org, stress can cause physical symptoms such as high blood pressure, shortness of breath, stomach aches, neck stiffness, changes in body weight, fatigue and back pain, as well as psychological illnesses such as depression and anxiety. Why does it occur? These are two main causes of stress in today’s society – financial problem and workplace.
Financial problem is a real phenomenon in our daily lives. Financial stress is an important source of distress in people’s lives because many fundamental activities of daily living and opportunities for success are closely tied to current levels of personal financial resources (Peirce, Frone, Russell & Cooper, 1996). Money, cannot be doubt, is one of the most important thing in live. Yet, it is a significant source of stress, particularly for adults. According to a survey by American Psychological Association in 2004, 73% of Americans name money as the number one factor that affects their stress level. Since everything in this live need money, people will be stressful when their finance is unscrupulous. Stress related to personal finances is perceived to be one of the most influential sources of psychological stress because many basic life activities are associated with personal financial resources and their management (Peirce et al., 1996). Dr. Jo Turner, a professor of economics at the University of Florida, stated that financial stress can stem from