Preview

Financial Aid Argumentative Essay

Good Essays
Open Document
Open Document
848 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
Financial Aid Argumentative Essay
Financial Aid was created to increase enrollment rates for higher education. Financial aid helps those in need to continue their education. However, financial aid does not help everyone. It is expected of young adults to further their education to get a good job, even if they do not have the money to do so. Because of these expectations, the price of college tuition has increased dramatically over the years. Due to the increase in tuition, middle class families can no longer afford to pay for their child’s education, causing students to work to pay for college because they do not qualify for financial aid. With the criteria set for financial aid, it is becoming more difficult for middle-class students to afford college. College students who work to support themselves and their families should be granted much more financial aid than they currently receive. …show more content…
Grants, scholarships, and loans are the most popular forms of financial aid. To be eligible for college grants and/or scholarships, students have to meet a certain criteria. Grades and income is an important asset to receiving most grants and scholarships. A student can receive grants or scholarships by their GPA out of high school. Yet sometimes that’s not enough. Financial aid is also based off a students and/or parents income, and if the parents make over a certain amount of money, the student does not qualify for certain grants or scholarships. It is easy to see that it is close to impossible for middle-class families to pay for college when they have a mortgage and more than one child. In some instances, parents do not financially support their child, forcing their child to work right after high school graduation to support them self and pay for their college education. It’s not fair for financial aid to be partially based off of parents or guardians income as well as the students especially if the parents are not financially supporting their

You May Also Find These Documents Helpful

  • Good Essays

    According to the NCES (National Center for Education Statistics) 85 percent at a four year college are using Financial Aid (Fast Facts). I am a student who is on a Pell Grant, which is a type of Financial Aid. A Pell Grant provides money from the government for financial help to continue with schooling or college. Grants do not have to be paid back, but if you take out a loans, then you will have to pay back the money. The students who are eligible to receive the grants have a specified amount of money they get each semester or a year under the program.…

    • 1529 Words
    • 7 Pages
    Good Essays
  • Good Essays

    I am familiar with Pell grants as a student. However, I never truly knew what it was and how it would affect me personally. So, I began to do some research on what a pell grant is? And when, or how they are disbursed to students all over the country. The reason why I am writing about Pell grants is because in our English class book “The Other Wes Moore” by the author Wes Moore It was brought to my attention the topic about pell grants. One of the Wes Moore’s mothers was going to college and the only way she was able to attend school was because of Pell grants. However, there was a series of unfortunate events where she was not able to receive Pell grants. She then had to quit attending school.…

    • 952 Words
    • 4 Pages
    Good Essays
  • Good Essays

    Education plays a huge role in everyone’s life, and college is not cheap. Not everybody is eligible to receive aid from the government, such as Pell Grant, HOPE Grant, or Zell Miller. Some people have the financial ability to pay for college and…

    • 1003 Words
    • 5 Pages
    Good Essays
  • Good Essays

    The choice to attend college is a personal one. Earning a college degree involves a great deal of personal commitment. Ultimately, while the individual attainment of a college degree may benefit the greater society, the overwhelming benefit is to the individual. In contrast, a public road or sidewalk benefits the many. Road and sidewalks are integral to many peoples’ daily lives. Government should seek to benefit the many; however, the Denver City Council seeks to benefit individuals through the imposition of a sales tax for scholarships. In an era of limited incomes and higher taxes, the question becomes, “Which is more more beneficial-- taxing Peter to benefit Paul only or taxing Peter to benefit all?” This question was addressed in…

    • 982 Words
    • 4 Pages
    Good Essays
  • Good Essays

    Bruenig states that “at age nineteen, only around 20% of children from the poorest 2% of families in the country attend college.” This as compared to the richest 2% of families where 90% go. He also says that the “attendance rates climb practically straight up the ladder.” This means that you are more likely to attend college if your parents have a higher income. Also according to Bruenig, kids from low-income families tend to attend two-year community colleges and cheaper four-year colleges. This is the complete opposite of students that come from higher-income families because those students are more likely to go to prestigious four-year colleges (Bruenig). This current dilemma of college attendance being based on family income may seem like a problem that needs to be solved. However, in the same article Bruenig also says that poorer kids basically pay no net tuition at public colleges. This is a huge piece of information because public colleges are the ones that would typically be made free if tuition was to be done away with. Later, Bruenig explains how “low-income students can also receive over two or three thousand dollars to offset living expenses.” Not to mention the many grants and benefits that are available to the poorer students, but not the richer ones. This all mounts to display that if low-income…

    • 1548 Words
    • 7 Pages
    Good Essays
  • Good Essays

    The cost of a university education has increased 12-fold in the past three decades. Most students pay for college with a combination of family, work, grants, scholarships, and loans. Few students have families who can pay for their education entirely. To pay for college, a student needs to work more than 48 hours a week on minimum-wage. Add that to the time needed to be successful with a full load of classes, and simply working your way through college today is impossible. Even a maximum federal Pell Grant only covers the cost of attending a community college, it leaves a large deficit on the bill for a university’s tuition. Everyone is competing…

    • 498 Words
    • 2 Pages
    Good Essays
  • Good Essays

    College debt is a nation-wide phenomenon that many Americans face. Unfortunately, this country is facing over 1 trillion in student loans from dropout students or graduated students who owe money from their years of education. The financial crisis has caught many Americans by surprise and this problem will only get worse if this trend continues. Despite the fact that college debt is increasing, fortunately there are several solution to this problem.…

    • 822 Words
    • 4 Pages
    Good Essays
  • Good Essays

    Two years of FREE community college! In theory, this sounds like a really good idea, and would give numerous people, who would otherwise not have the option to continue his education, the opportunity to get a good start on his college degree. President Obama has proposed a two year, free community college plan. in his speech given at Pellissippi State College in Knoxville, Tennessee, President Obama stated, a college education should be “as free and universal as high school is today” (Korte). High school is not free. Tax paying citizens pay for children to get a high school education. College should be more affordable for those who wish to pursue a higher education, but the President’s plan will not work; there are too many expenses that would not allow the nation to support every college student who attends a two year college. There are too many questions and concerns about offering two years of free higher education to everyone. College is not for everyone, and certainly will…

    • 686 Words
    • 3 Pages
    Good Essays
  • Better Essays

    Since money is a big factor and is a huge reason students decide to not go to college, some colleges may be able to contribute to most expenses majority of the time. Obtaining a college education can always be rewarding for everyone. Some believe that graduating from college guarantees higher earnings. According to Justin Draeger, the President and CEO of the National Association of Student Financial Aid Administrators, “The majority of college graduates are likely to end up in job zones 4 or 5, where the median incomes are around $50,000 and $60,000.” Although there are circumstances such as being in loan debt, Draeger also says, “Higher education levels are especially critical for low-income students who may need to turn to loans in order to meet unmet need.” This quote supports high school students in a low-income communities to apply to college regardless of money situations. A college’s goals are for students to apply to their school. They want all types of education hungry students that want to broaden their interests to come to their school and invest in their teaching ethics versus any other college. Colleges have loans, grants, and financial aid, for the students. A college’s job is to provide for the student so no obstacles can get in the way of a student getting a higher…

    • 985 Words
    • 4 Pages
    Better Essays
  • Good Essays

    College Tuition Rates

    • 543 Words
    • 3 Pages

    Tuition rates have increased over the past year and even the wealthiest family haven’t been able to keep up with the cost of college tuition. The Free Application for Federal Student Aid (FAFSA) determines the student eligibility for financial aid which tends to give aid to families that earn an income of less than 50,000 and has left a large group of middle-class families who earn more than 50,000 and less than 100,000 out without…

    • 543 Words
    • 3 Pages
    Good Essays
  • Good Essays

    Not everyone is lucky enough to be able to afford to continue his or her education into the college level. Financial aid helps those in need to continue their education, however, financial aid does not help everyone. One important group of people left out of receiving financial aid are those under the age of 25, unmarried, with no children, and completely independent of their parent 's income. Because of how the system works, these people must present their parent 's income on the FAFSA to see if they qualify for any financial aid.…

    • 835 Words
    • 3 Pages
    Good Essays
  • Good Essays

    College Student Debt

    • 1185 Words
    • 5 Pages

    It continued on, which lead to the passing of the Higher Education Act of 1965 which helped “…provide financial aid to students pursuing higher education; college enrollment climbs to 5.6 million” (Billitteri). Over time however, economies changed for better and then for worse as cuts in state funding and budget became an issue, leaving an effect in financial aid (Billitteri). Kenneth C. Gray from the article Value of Education stated, “…colleges “attribute this to the fact that there’s less money for financial aid, and therefore students are seeking less-expensive alternatives,”…I suspect people are starting to sense that maybe they should go” to a community college to gain an industry credential “and get a four-year degree later.” (Billitteri). Claims of less money and financial aid is driving people to look elsewhere for an opportunity at shaping their careers, which makes competition more difficult for the students to earn financial aid and narrows students’ finding an affordable college deal. Not only is lack of financial aid an issue, but distress from the competition of financial aid leads to dropping out of college with a negative outcome. “…Some students receive large financial aid refunds and then drop out of college, both putting themselves at risk of not being able to pay back their…

    • 1185 Words
    • 5 Pages
    Good Essays
  • Powerful Essays

    While going to college is important it can be very tough to pay for it. Some students have to rely on student loans to pay, while others have parents who are paying for it, while others can’t go at all because it would be too hard financially and to their everyday life to be able to go. Finding the right way for you can be a process. While many jobs require a degree, the cost of getting one has risen very dramatically over the years. Colleges seem to be able to raise tuition with a moment’s notice and expect the student to deal with it. The government can only shake an angry finger at them because they don’t want to take complete control over the colleges all over America. How the parents, student, and government look at the cost, the need for a degree, and how they will pay for it determines how much they are willing to…

    • 1533 Words
    • 7 Pages
    Powerful Essays
  • Good Essays

    This year the average college student will graduate with at least $20,000 in student loan debt (College access and success). For years higher education has been worshiped with God like influence as a way to escape poverty and attain a career and live the American life. With the rising college tuitions it has become increasingly harder for the middle class to afford college and reap the benefits. Seven out of ten students, will have a burden over their shoulders for years to come as to how to repay the debt. Debt is no respecter of persons: business owners, single parents, teachers and seniors to this day are still constantly bombarded with debt.…

    • 1222 Words
    • 5 Pages
    Good Essays
  • Good Essays

    With the past leniency on government assistance, lack of control on benefits, abuse from recipients and waste of tax payer’s dollars’ people should be required to pass a drug test for prolonged benefits from the government. Government assistant is an amazing thing our country offers, but with the current fraud that these programs are experiencing the ropes should be tightened up. Benefits should be looked at as a stepping stone and not the means of living for years to come.…

    • 614 Words
    • 3 Pages
    Good Essays