Four Insurance Policies
4 Insurance Policies That Complement Your Life Insurance
Life insurance provides your beneficiaries, typically your family, a death benefit in the event of your death. With a life insurance policy, you can protect your family financially if you die. However, other things can happen to you and prevent you from working. Fortunately, we offer insurance policies that complement life insurance policies and protect your family when facing other conditions.
Cancer Insurance
Each year, nearly 13 million people discover they have cancer. Another 7.4 million people die of some form of cancer each year. Cancer is a pervasive life-threatening illness. In many instances, people who develop cancer can’t work, which jeopardizes their ability to get treatment.
Fortunately, with a cancer insurance policy, you can get financial assistance with medical expenses.
Critical Illness
Beyond cancer, Americans battle with many types of critical illnesses. Critical illness coverage typically covers medical emergencies like angioplasty, paralysis, or major organ transplants. If you meet the conditions of the policy, you get a lump sum payment. A payment from a critical illness insurance policy will go a long way to providing for your family and helping you receive the treatment you need. It will also prevent you from using the living benefit of your life insurance policy.
Short and Long Term Disability Insurance
People are injured on and off work all the time. In some instances, they are not able to return to work due to a permanent disability. In situations like this, family members are forced to make ends meet, which can lead to a financial disaster with or without a savings account. One way to protect from debilitating disabilities is by purchasing both a short term and long term disability insurance policy. Both policies work to ensure your family has at least a portion of your income for a certain number weeks. These policies allow your spouse to continue to meet your monthly obligations.
Accidental Death and Dismemberment
Accidental death and dismemberment (ADD) is another policy you must consider. The policy pays you if you accidentally die or if you lose certain parts of your body. An ADD policy will help you leave your family more financially secure if you die a sudden death, compared to if you only had life insurance.
As your preferred life insurance provider, we offer a suite of insurance products to meet your needs. If you are interested in getting additional insurance services or you simply want to review your life insurance policy, we encourage you to give us a call today.
Life insurance provides your beneficiaries, typically your family, a death benefit in the event of your death. With a life insurance policy, you can protect your family financially if you die. However, other things can happen to you and prevent you from working. Fortunately, we offer insurance policies that complement life insurance policies and protect your family when facing other conditions.
Cancer Insurance
Each year, nearly 13 million people discover they have cancer. Another 7.4 million people die of some form of cancer each year. Cancer is a pervasive life-threatening illness. In many instances, people who develop cancer can’t work, which jeopardizes their ability to get treatment.
Fortunately, with a cancer insurance policy, you can get financial assistance with medical expenses.
Critical Illness
Beyond cancer, Americans battle with many types of critical illnesses. Critical illness coverage typically covers medical emergencies like angioplasty, paralysis, or major organ transplants. If you meet the conditions of the policy, you get a lump sum payment. A payment from a critical illness insurance policy will go a long way to providing for your family and helping you receive the treatment you need. It will also prevent you from using the living benefit of your life insurance policy.
Short and Long Term Disability Insurance
People are injured on and off work all the time. In some instances, they are not able to return to work due to a permanent disability. In situations like this, family members are forced to make ends meet, which can lead to a financial disaster with or without a savings account. One way to protect from debilitating disabilities is by purchasing both a short term and long term disability insurance policy. Both policies work to ensure your family has at least a portion of your income for a certain number weeks. These policies allow your spouse to continue to meet your monthly obligations.
Accidental Death and Dismemberment
Accidental death and dismemberment (ADD) is another policy you must consider. The policy pays you if you accidentally die or if you lose certain parts of your body. An ADD policy will help you leave your family more financially secure if you die a sudden death, compared to if you only had life insurance.
As your preferred life insurance provider, we offer a suite of insurance products to meet your needs. If you are interested in getting additional insurance services or you simply want to review your life insurance policy, we encourage you to give us a call today.