The health care system in the United States has several major problems. Among all of them, insurance policy is the core issue. The Unites States is the only developed country, except for South Korea, that does not provide healthcare for all of its citizens (Farrell). According to the research, there are still 50.7 million people uninsured, which is 16% of the United States population (about one in six people), or the combined population of 25 average-sized states, such as Oklahoma, Connecticut, Iowa, Mississippi, and Kansas (Parker-Pope). The main cause is that the price for health insurance is too high. Many people are not able to pay insurance premiums and over these years the situation has been getting worse and worse. During the past eight years, insurance premiums have nearly doubled, resulting in health insurance moving farther out of reach for millions (Farrell; Klein).
Despite millions of people cannot afford medical insurance; the government do not have a solution. The government now only pays two kinds of insurance. Medicare is a program set up for senior citizens (65 or older). Most of them retire and do not have any income sources. Therefore the government offers them insurance. Medicaid is established for the disabled or those with low income. However, the criterion of qualifying low income is incomplete and farfetched. Those two