Hobbes, Locke, & Rousseau

Joseph R Jackson Healthcare in the US has some serious long term issues first there are millions of uninsured people. Second people who do have insurance tend to pay more for it than then they would in other comparable countries the ACA aims to fix these issue by making affordable healthcare available to more Americans. To do this the act makes some pretty big changes but although the act makes some big changes to insurance these changes faze in overtime instead of happening all at once. A lot of things will also stay the same for example if you already have the health insurance that your happy with you can keep it under this law and children under the age of 26 can stay on their parents plan. If you already have Medicaid coverage then you’re going to stay on that too or you can if you wish. In fact many states are expanding Medicaid to cover more people. So now let’s talk about what’s changing there are several things first there’s this thing called the Individual Mandate most Americans will be required to have some sort of health insurance to enforce it everyone without health insurance will have to pay a small fee. To make sure people can find affordable insurance the ACA creates Health Insurance Marketplace which are virtual spaces run by the federal government or by the state where customers can see different plans and prices offered by insurance providers and regardless to what type of insurance you have insures will not be able to deny or revoke coverage for pre-existing conditions. Woman won’t have to pay more than men for insurance, insurance will also cover preventative care so this will be stuff like mammograms and checkups. Then there’s the 80/20 rule insures will be required to spend at least 80% of the money they get from premiums on actual healthcare. Small businesses can be can visit the Small Business Health Options Program or SHOP to compare and purchase affordable health plans. I believe that this healthcare acts has a lot of advantages and