Obama Care Pros and Cons
ObamaCare Pros
ObamaCare Cons
Tens of millions of uninsured will get access to affordable quality health insurance through the marketplace.
In order to get the money to help insure tens of millions there are new taxes, mostly on high-earners. The taxes that may affect you directly are the individual mandate and employer mandate.
Over half of uninsured Americans can get free or low cost health insurance using their State 's Health Insurance Marketplace
The individual mandate says you have to obtain health coverage by January 2014, get an exemption or pay a fee if you can afford it.
Medicaid is expanded up to 15.9 million men, women and children below 138% of the poverty level.
Medicaid is expanded using Federal and State funding. Not all State 's have to expand Medicaid.
CHIP is expanded to cover up to 9 million children.
CHIP also uses Federal and State funding.
You can 't be dropped from coverage when you get sick or make an honest mistake on your application. You also can 't be denied coverage or treatment for being sick or charged more for being sick. You can 't be charged more for being a woman either.
Insurance companies must cover sick people and this increases the cost of everyones insurance.
Small businesses can get tax credits for up to 50% of their employees health insurance premium costs.
The employer mandate says that in 2015 businesses with over the equivalent of 50 full-time employees must provide health coverage. In anticipation some businesses have cut employee hours.
Young Adults can stay on parents plan until 26. 82% of uninsured adults will qualify for free or low cost insurance.
Young people tend to be healthy and not to need coverage as often as older Americans.
Medicare is improved for Seniors including eliminating the donut hole, keeping rates down and expanding free preventive services.
Some Medicare payments to doctors and hospitals have been limited. (Medicare pays doctors more than any other type of coverage and
ObamaCare Cons
Tens of millions of uninsured will get access to affordable quality health insurance through the marketplace.
In order to get the money to help insure tens of millions there are new taxes, mostly on high-earners. The taxes that may affect you directly are the individual mandate and employer mandate.
Over half of uninsured Americans can get free or low cost health insurance using their State 's Health Insurance Marketplace
The individual mandate says you have to obtain health coverage by January 2014, get an exemption or pay a fee if you can afford it.
Medicaid is expanded up to 15.9 million men, women and children below 138% of the poverty level.
Medicaid is expanded using Federal and State funding. Not all State 's have to expand Medicaid.
CHIP is expanded to cover up to 9 million children.
CHIP also uses Federal and State funding.
You can 't be dropped from coverage when you get sick or make an honest mistake on your application. You also can 't be denied coverage or treatment for being sick or charged more for being sick. You can 't be charged more for being a woman either.
Insurance companies must cover sick people and this increases the cost of everyones insurance.
Small businesses can get tax credits for up to 50% of their employees health insurance premium costs.
The employer mandate says that in 2015 businesses with over the equivalent of 50 full-time employees must provide health coverage. In anticipation some businesses have cut employee hours.
Young Adults can stay on parents plan until 26. 82% of uninsured adults will qualify for free or low cost insurance.
Young people tend to be healthy and not to need coverage as often as older Americans.
Medicare is improved for Seniors including eliminating the donut hole, keeping rates down and expanding free preventive services.
Some Medicare payments to doctors and hospitals have been limited. (Medicare pays doctors more than any other type of coverage and