is to see a counselor about getting into college, so it could reduce the excess of stress that is going to be put on you.
is to see a counselor about getting into college, so it could reduce the excess of stress that is going to be put on you.
What is financial aid? There are a variety of financial aid tools available to students today, including scholarships, need-based awards, work-study employment and student loans. Early two-thirds of today's full-time college students receive some form of need-based aid [source: NCES]. Need-based financial aid eligibility is based on two calculations -- the total cost of education and the family's ability to pay. The cost of education can vary significantly from institution.…
Financial aid is an invaluable resource that will help a student and their families pay for college expenses. The expenses that may be covered includes college tuition, living expenses, books, laptop, necessary supplies and even transportation costs. Financial aid options available are grants, scholarships, loans and also work study programs.…
Growing up my mom has always encouraged my siblings and I to continue our education to as far as college. My mother never really got the chance to attend college because her family could not afford to put all their kids in school. She had seven siblings and an extra bill for school was not something her parents were able to afford. I consider myself really lucky to be alive in a time where there are so many opportunities to be able to afford college. If it were not for scholarships and financial aid, my mother’s story would be repeated once again. Through financial aid, the door for a college career is opened for me and I’m willing to enter it. My biggest motivator to push myself academically has been my…
While there are significant challenges that students face during the process of planning to attend college. The research indicates that there are significant disadvantages when comparing the expense. For instance, students are taking longer to graduate, increased costs, decrease in federal assistance,…
The cost of college includes not just monetary costs but psychological costs, which are highest for those who either strongly dislike classroom instruction or must work particularly hard to get anything out of it. Individuals with high psychological costs who enroll anyway because that is what they believe they “should” do may end up with the worst of both worlds: foregoing income (and possibly accumulating debt) without accumulating skills.…
Education plays a huge role in everyone’s life, and college is not cheap. Not everybody is eligible to receive aid from the government, such as Pell Grant, HOPE Grant, or Zell Miller. Some people have the financial ability to pay for college and…
“The decision to borrow to attend college often amounts to a “financial disaster”. “Most people borrow a reasonable amount of money, they pay it back, and they are better for having gone to college”, says McPherson in the Reading of Robin Wilson. But then Wilson states “Why do some students borrow more than $40,000 for a bachelor’s degree when average borrowing is only half that?” The decisions of borrowing money only end up a financial disaster depending on the college student. If the college student takes a loan and flunks the college course, they will end up taking up another loan for the same course again. Wasting time and making them having to pay more loan money in the…
Have you ever wondered what's the biggest challenge facing students today and how it can be addressed? College can be a egregious chapter of a young scholars life. I believe a college student financial situation is what's faced today. One's finances can be the cause of stress, and loan debt. Numerous students with low-income face financial deficiency.…
A participant in Lor’s study (2008) stated, “Without financial aid, I don’t believe I would have made it. Regardless of how much I wanted to go to college and graduate, I couldn’t have made it without financial aid” (p. 47).…
I am a hard working student and spend a lot of my day studying and preparing myself for my future. I have many dreams that I am going to accomplish in my lifetime. Having a single mother who does truly tries her best, makes paying for college difficult and stressful for me. I do my best to maintain a 4.0 GPA so colleges…
What did you find about student loan repayment plans? I found out that there are interests rates that cling to the loan and also you should pay…
Being a college student can be difficult. High school teachers try to prepare the students before they begin college. They try to prepare them by informing them that it will be a lot of work to do, and teaching them about time management, but after all the preparedness it still be difficult. College is difficult because normally when people enter college, they are consider an adult. Being an adult requires responsibility. For example, the student might have to work, pay rent, and pay car note. Having a lot of responsibility as a college students will cause anxiety. A college student should have support from family members so they can just focus on their work. An author name Brad Wolverton wrote an article “The education of Dasmine Cathey.…
According to Globe Post, 48 percent of college students dropped out because of the financial pressure. I was taken by surprise when entering college by the additional cost of materials and other living expenses, and also wasn't prepared for the financial obligation that college included.…
Not everyone is lucky enough to be able to afford to continue his or her education into the college level. Financial aid helps those in need to continue their education, however, financial aid does not help everyone. One important group of people left out of receiving financial aid are those under the age of 25, unmarried, with no children, and completely independent of their parent 's income. Because of how the system works, these people must present their parent 's income on the FAFSA to see if they qualify for any financial aid.…
While the student loan debt is increasing the more financial problems student may have. This leads to a higher amount of student that could not afford to pay their student loans. Financial Aid is one of the government programs that can support student lessen their bills in school. In order to be qualified to these program the student should have meet the requirement. For example, FAFSA is one of the Financial Aid programs. In order to be qualified to this program the student must be independent from their parents. Based off my personal…