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fntroduction
This is a report detailing an account of my personal development and leaming process while undertaking the module

FE}{1L2- Management dissertation to fuIfil which details the challenges, learning

the requirements for the MBA in Financial services. The structure of the report

follows atimeline, much like

a diary,

milestones and other experiences encountered in each major 'phase' while carrying out the research project.

Date:

7th

of Februarl2009

-

8th

AEiI2009.

Maior activities: Ideas Generation and Topic selection.

Initial thoughts were based on recent economic events - the credit crunch, downturn and what led to its occurence. I wanted to asses to what extent the credit crunch can and will affect the micro-banking sector across the globe. Doing a bit

of

research on the above, diverted my train of thougbt towards viewing micro-banks as

immune to the global financial crisis. I wanted to investigate what about the micro banking process would cause this immunity. It became apparent that the above idea is not black and white, as micro banking is no longer 100% insular in

of

developing countries. In fact further investigation needs to be done to determine if ever was (completely insular) and whatthe eurent balance is between'intemalo

it

micro banks and all othets, which have external influences, such as ownership/control by large global organisations.

This led to the initial topic for the dissertation going towards the following:

-

Investigate in great detail, the extent to which the ways MFIs are funded affect

their primary objective of improving poverly in communities.
Is going to thoroughly compare and draw conclusions on externally funded and

intemally funded MFIs. It will aim to prove that domestic funding is more desirable. Doing so by highlighting in great detail, the 'drawbacks' of external

funding, the direction in which it is going in terms of securitisation,

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