I am not going to start this off with a quote because that's what everyone else is doing. I am Avery Peak and I hate doing things someone has already done. I like being creative in my own way, that's why I have a grain shoot for an exhaust in my truck and rolling on 37inch mud tires.…
I can relate to Debbie because as a young student myself, I am starting to get student loans that are adding up in cost. Although I am not starting my own business, I will have to pay off all of my student loans after I graduate and start working. In society, we are told how important it is to go to college and get a job but for a lot of people college doesn’t work out for them because they do not have a way to pay without having to take out multiple loans. Those loans make it harder for people after graduating school as they have to pay them off in a certain amount of…
It's all about the money, money, money! Does it sound familiar ? It's from a famous a song. People actually work for reasons not just money, but as well as for honing skills, social interaction, and self fulfillment .…
On top of that, even though the average debt of a student going to college can be high, the costs for not going to college have also risen. According to collegeparents.org, “Millennials with just a highschool diploma are faring worse today than their counterparts in earlier generations by almost every economic measure examined.” In 1979 the median adjusted household income (in 2012 dollars) was 50097 and the percent in poverty was 7%. In 1995 the median adjusted household income was 45164 and the percent in poverty was 15%. In 2013, the median adjusted household income was 39842 and the percent in poverty was 22%. Debt is also avoidable if you plan accordingly. According to studentdebtrelief.us, “As a college student, there’s no doubt you may end up with student debt. Almost all college students will receive some form of student loan during their college career. After graduation, this debt can sometimes seem overwhelming; but fortunately, there are ways to relieve some of the debt and the stress that goes along with it. By following a few simple tips, you can avoid student loan debt, or at least make it more bearable.” This website provides many tips to avoid building up mountains of debt in college.…
During the Enlightenment, American colonies and established European countries faced the difficulties of shifting economic system, religious system, and a shift in mindset. The monarchs of the European countries used enlightened ideas in order to advance. Colonization was at its peak and the rise of mercantilism and the price revolution broke its breaks. Due to the shifting economic structure, slaves were utilized as an alternative to paid laborers. This however, was not reasonable from the perspective of the enlightened. They viewed it as unreasonable, selfish, and manipulative. The supporters of slavery argued that slaves were a necessity in the shifting economic structure. Supporters also argued that slavery wasn’t as severe as it was…
The Recession of 2008 left multiple wounds in my family, especially after my father was fired from his job which he held for five years for being an immigrant. The “Great Recession” was not only a hideous word but a malicious truth in my household; it left us in a ditch hole. Getting deeper each day, the hole was in the way of my family’s future. There were nights when we were lucky to have enough beans and tortillas to fill our bellies; other nights, my stomach would gnaw with pain and hunger as I had given it to my younger siblings. My father was out on the streets, willing to take any work that was given to him, and my mother would pawn the values we held in much happier times. Its impact was that one of a tiny bullet skewering the heart…
My high school experience has leaded me to discover several academic strengths and interests, which now relate to my career choice for the future. My academic interest in financial literacy has made an impact on my academic strengths, which include: leadership, organization, communication, critical-thinking, and writing. Due to my interest in financial literacy, I want to pursue a career in business and real estate. This interest spiked during my junior year while I was recovering from knee surgery. After my procedure, I was expected to be absent from school for five days; however, due to a complication, I was forced to stay home for an unexpected, extended period of time. Before my surgery, I gathered all the homework that I anticipated missing.…
Before my student loans become mature I will gather, record and transfer essential business information from those agreements to online documents and I will also scan all of my financial documents, addresses and telephone numbers into electronic business folders. In addition to this, I will also retain copies of my student loan prepayment coupons in electronic business files and all of my financial institution documents in my google drive account. These business facts assists me with retaining my financial information in convenient locations and it assists me with quickly accessing, managing and reviewing agreements. Retaining my financial information in online business documents, folders, files and cloud storage services will also assist me…
Here I am in honor classes, but why I’m not smart enough to be here. This is going to be too difficult for me. All I see when I look around are all these outstandingly intelligent people. The only reason I am here is because Mrs. Lee’s class was straightforward or maybe the other people in that class were not very bright. Whatever the reason, I am here and already homework on the first day of school, the other kids probably don’t have homework. I really don’t want to be here, I want to be the smart one again. I feel strange and uncomfortable when I have to speak out loud like if the people around me are judging me.…
Is it sad that when it comes to writing a story all about me. Just one story, nothing comes to mind. This is what happens when you dedicate all your life to go to school and try to be the best you can be. Since I was a little girl all I ever did was think about going to school, getting good grades, and just making sure to be able to make your teachers happy. Especially your parents because if you did otherwise you would end up with a beating. When I got good grades it was mostly just so I would not get grounded. I always lived in a nutshell, I do not even remember if I had any friends. It is such a sad thing to me just to sit here and write. Every one else writes about how they went on a fishing trip or some intresting story. What is my story?…
At the start of spring semester my freshman year I had an outstanding balance with my home institution. This balance caused me a lot of stress and the time that I should’ve spending study was instead being spent on worrying on thoughts of how I might not be able to return in the fall. Fortunately with the money I earned through my internship that summer I was able to bring my remaining balance down low enough for me to enroll for classes. However in order to not put myself in that position I took on numerous jobs on campus, spreading myself too thin and not leaving enough space for my studies. After talking with my professors and getting their advice I was able to manage being both a full time student and working the hours of a full time employee.…
My whole life I have been a leader, the rule maker, the boss, a take charge and a "get stuff done" type of person. These qualities I attribute to being the oldest sibling, raised by a strong mother, and a stepfather determined to raise another man’s child as best he could. I thrive in situations where I can have control and can help guide a team or myself to the best possible outcome. I apply these characteristics to nearly every aspect of my life, sometimes to a fault. After dropping out of college eight years previously, to follow my dreams of being a makeup artist, I woke up one day and decided my life need a change. Not completing school had always weighed on me over the years like an unfinished task needing to be done. So, why now, what changed? My outlook on life shifted after meeting a special little boy named Jackson.…
There are many college graduates out there who graduate with a big burden of debt and I was one of them. When I finished my Bachelor’s degree I had so many plans and dreams like I would buy this that, I would go there do that and so on. I did not look for a job instead I went for Master’s degree to add more debt into my life. From my experience what I suggest other is that after Bachelor’s degree do take a break, even if you don’t want just take a break for a year. If I would have taken that break I would have done Masters degree in the different field. Anyway, I was so much in debt when I graduated and I did not get the job right away. After almost ten months of graduation, I finally landed on my first job, the job was great and worth the wait. During those ten…
The advice that was given to me about writing my personal statement is that whatever I wrote, it must be a statement that came directly from the heart. I’ve found that in order to do this, I must actually write about my heart. When I was born, doctors discovered that I had a ventricular septal defect. The defect needed to be repaired, or I would have been wheelchair-bound and not lived past my fifth birthday. The experience of my heart surgery was not only life-altering for me, but for my parents as well. I was their first-born child, and they had just purchased their first home. It is hard enough to learn the ropes of becoming a parent - but to be the parents to a very ill child was something they had never prepared for. They always…
This year the average college student will graduate with at least $20,000 in student loan debt (College access and success). For years higher education has been worshiped with God like influence as a way to escape poverty and attain a career and live the American life. With the rising college tuitions it has become increasingly harder for the middle class to afford college and reap the benefits. Seven out of ten students, will have a burden over their shoulders for years to come as to how to repay the debt. Debt is no respecter of persons: business owners, single parents, teachers and seniors to this day are still constantly bombarded with debt.…