Getting pet insurance might be the right choice for pet owners, but it is also complicated. Why? Because there are so many pet health insurance companies out there, with so many interesting deals. From customizable plans to routine Wellness plans, there are so many reasons to be excited, especially when it comes to doing the right thing for your furry friend. However, by the time you start doing your own research, you might get confused as to what to look for when trying to make the right choice.
We’ve decided that we would make things simple for you, by putting up an easy to follow list of what to look for when buying pet insurance.
Always do your own research
If you ever feel like buying insurance …show more content…
Not all pet insurance companies will provide you with that list, but when they do, you will get the chance to consult it and agree or disagree with it, and get your money back (during the money back guarantee period).
Make sure you know about their waiting period
The waiting period is very crucial, because if your dog falls ill or has an accident prior to the end of the waiting period (after you’ve purchased the policy), he will end up not being covered. Not all insurance company have the same waiting period, for instance, Trupinion pet insurance (http://trupinion.com/)has a waiting time that sometimes does not exceed one day while Embrace pet insurance (http://www.embracepetinsurance.com/), has a waiting time of 15 days. Then, there can also be waiting periods for injuries, illnesses and certain medical conditions, depending on the insurance company.
Do not base your choice on the cost of premium alone
Another important point is not to base your choice on the cost of the premium, but to also take into consideration the waiting period, maximum payouts and co-payments.
Ask them which state is covered by the