Earning your pilot’s license is a thrilling experience. Some people decide to get their aviation license to help with a long commute or for agricultural reasons. Some have dreamed of flying since they were small children. And still others heed the call of aviation as a career. Regardless of the reason, most people that put the time, effort and money into obtaining their pilot’s license have spent many years dreaming of the day they will earn their wings. Once they do begin flying on their own, however, the question of life insurance invariably comes up. Many pilots and would-be pilots wonder if the hobby or job they love will be considered too high risk for life insurance and if they can get insurance will it be affordable? The short answer for both commercial and private …show more content…
Talk to your doctor about your health history and what you can do to stay healthy. It is also a good time to get a complete physical.
• Your family history
When determining your rates, your family history will play a role. Do your homework and be prepared to answer questions about your family health history.
• Consider timing
If you have just had major surgery or been diagnosed with a disease it might be better to give it some time before you purchase your insurance. The same holds true for your pilot’s license. Sometimes waiting six months can dramatically affect your rates. Talk to us and let us work with you to establish the best timeline to suit your needs.
• Take care of your health
When you get life insurance, whether you are a pilot or not, you will be subject to a health examine. Make sure your blood pressure is under control, your weight is in a healthy range and you are eating as healthfully as possible. It is also a good idea to monitor your alcohol intake and if you are smoking try and quit. It is also a good time to begin an exercise program if you do not have one