government does provide some health care coverage, but only to a select group of people that qualify. Medicare is a federally funded program that covers over 41 million seniors who are age sixty-five and above, as well as permanently disabled persons. All citizens over sixty-five are eligible for Medicare if they have consistently paid their social security taxes. The funding for the program’s services comes from payroll taxes. There are four different types of Medicare, which include Part A, Part B, Part C, and Part D. Part A is hospital insurance, which covers hospital stays, hospice, home health care, and nursing facilities. Part B is medical insurance, which provides doctor visits, medical supplies, preventative services, and therapies. A standard Medicare plan includes Part A and Part B, but there is a monthly premium of over $100 for Part B coverage. In addition, both Parts A and B have copayments and coinsurance, which is the reason why Medicare Part C exists. Part C, Medical Advantage Plans, will cover part of the cost of the extra charges. It covers several different plans that Parts A and B do not, such as Health Maintenance Organizations, Preferred Provider Organizations, and Special Needs Plans. Medical Advantage Plans are usually offered through private companies that contract with Medicare. The last type of Medicare, Part D, covers prescription plans and is offered by private insurance …show more content…
One of the biggest disadvantages to the universal health care in the UK is the extremely long wait times for treatments and procedures. Some people will wait weeks, months, or even up to a year for different kinds of health care. A large portion of the population waits eighteen weeks or more after receiving a referral. In addition to exceptional wait times, patients have a limited choice of health providers, physicians, and specialists. UK citizens do not have near as much as freedom as some other countries when it comes to how and where they want to receive their health care. The government is said to be unwilling to spend large amounts of money to save lives and have preventative measures such as restrictions on who can have surgeries and receive other treatments. Patients are sometimes denied certain care because of things like being overweight, which the government claims is for the benefit of their own health. The major flaws of the National Health Service prove that even though health care is free to citizens, it is still not a perfect