Introduction…….………………………….……………………………….3
1. Resources of commercial banks: composition and structure……...…….5
2. Analysis of the deposit operations of "Halyk Bank of Kazakhstan".…..17
3. Proposals to improve the system of banks deposit in Kazakhstan…..…24
Conclusion…………..……………………………………………………..29
List of references……….…………………………………………………31
INTRODUCTION
Bank deposit market as part of a banking policy as a whole, whose main purpose is to attract the largest possible amount of financial resources at the lowest price, assist in the process of obtaining a bank deposit operations profit or create the conditions for a profit in the future, also performs several important functions in efficient operation of banks: maintaining the necessary level of liquidity, holding a flexible interest rate policy, the development of banking services and the quality and culture of customer service.
Therefore, the object of this work is to deposit market, its organization and structure. The subject of research is the organization of deposit operations directly on the territory of the Republic of Kazakhstan. Consequently, the purpose: to identify problematic aspects of the formation of the deposit market commercial bank, examining its organization in the Republic of Kazakhstan.
The objectives:
• examine the management of the deposit market in the commercial banks of the Republic of Kazakhstan
• determine the features of interest policy for deposits
• identify problematic aspects of the deposit of the bank.
The methodological basis of the study are theoretical data of special educational literature on banking operations, becoming a specialist in the field of economics, on issues of the deposit market, the Law of the Republic of Kazakhstan "On mandatory guaranteeing of deposits placed in banks of the Republic of Kazakhstan", dated July 7, 2006.
1. Resources