Preview

save money by investing

Satisfactory Essays
Open Document
Open Document
496 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
save money by investing
HOW STUDENT CAN SAVE MONEY BY INVESTING
Have you ever think why investing is important nowadays? And Do you know how investing could help you reach goals that matter? Well, the reasons for investments are very clear and simple. Investing or investment is where you get the maximum return from your money saving from time to time. Investing also is known as one good option that you can secure your future. Bismillahirrahmanirrahim, Assalamualaikum w.b.t and very good afternoon to our lectures Mdm Josephine and my fellow classmates. Today as I’m standing here I want to inform all of you on How You Can Save Money by investing. There are a lot of benefits in investing includes better money management, peace of mind and building a better future but today I want to talk to you how you can have a better future if you started to invest at the young age.
Ladies and gentlemen, If you investing at earlier age, it will helps you in developing positive spending habits. It is because you already cultivate yourself to invest the money instead spending it all. Even it’s in a long term you actually thought yourself in discipline and know how to manage your money very well for the future use. Moreover, those who invest early on are less likely to face with debts or financial issues at the end because they already have their money savings from investment. For example, if you face an economic crisis, job loss, disability and other types of financial emergencies, the money from investment can fill these uncertainties. Moreover, in the future you will be able or afford to buy anything maybe you might own yourselves a car without needing to have debts. Other than that, if you were to take a study loan from government such as PTPTN, the extra money that you invest could somehow help you to some extent where you might graduate free from debts. Therefore, in the future you will not need to rely on jobs and struggle later on just to settle the loan. Furthermore, Investing early ensures

You May Also Find These Documents Helpful

  • Satisfactory Essays

    FIN/571 Final Exam answers

    • 1006 Words
    • 5 Pages

    11. Jayadev Athreya has started on his first job. He plans to start saving for retirement early. He will invest $5,000 at the end of…

    • 1006 Words
    • 5 Pages
    Satisfactory Essays
  • Satisfactory Essays

    The author states the dangers of investing aggressively when a person is young. The rationale behind this is because some that is young is able to risk a loss more so than an older individual. The author indicates this is often misleading and younger individuals should save their money, invest conservatively, and watch the returns increase over time. By using this method a person can actually see more of a return than some who gets a return right away but may lose it all after one hasty bad investment.…

    • 444 Words
    • 2 Pages
    Satisfactory Essays
  • Good Essays

    At her table readers are provided with the necessary and simple strategies for investing. Also there is a thought provoking examination of the many elements necessary for Mom's success with investing, including premises like; making decisions logically and not emotionally, not following the crowd and staying focused on your goals. Also examined are the various investment opportunities that she took such as; penny stocks, banks, and energy companies. Additionally at the end of each chapter, is a summation of important factors and fun home work assignments which also help to reinforce pertinent points.…

    • 470 Words
    • 2 Pages
    Good Essays
  • Satisfactory Essays

    With so many important aspects in life one of the most important is to save for the future. The best way to do this and most effective way is to create a saving plan. My savings plan starts with choosing the right account. A money market account that yields a higher return is always a good choice. This type of account however usually requires a minimum opening and continuing balance but has a better long-term interest rate (TDECU, 2005-2010). Using a money market account separate from my checking or savings account allows me to stay within a structured budget by keeping that money for my savings goals.…

    • 587 Words
    • 3 Pages
    Satisfactory Essays
  • Satisfactory Essays

    I believe that it is always important to have money set aside in a saving account. Living in the world today you never know what may happen next so it’s very important to always have money set aside for emergencies. It’s also beneficial to have a savings account because it teaches you how to be discipline when handling money.…

    • 149 Words
    • 1 Page
    Satisfactory Essays
  • Good Essays

    Money management and financial planning is an aspect of life that everyone encounters. Despite one’s income or financial status, every adult and child has a concept of money and how to manage finances. Learning effective tips for financial success is very important to ensure future prosperity. For students especially, it is vital to be exposed to money management advice to learn and adopt good spending and saving practices early in life.…

    • 644 Words
    • 3 Pages
    Good Essays
  • Powerful Essays

    Personal Finance

    • 3713 Words
    • 15 Pages

    Many people assume that handling personal finances is straightforward and can be done with little to no preparation. This paper delves into the many different aspects of personal finance. It discusses the tools that we are learning in class and explains how these tools that can be used to save for retirement. It offers tips to improve your financial standing both now and in the future. And finally, it compares these tips with advice offered by an expert, Suze Orman. Everyone needs to learn how to properly prepare their finances to reach their goals. While doing so can be easy and rewarding, neglecting to do so can have a substantial negative impact on your future well-being.…

    • 3713 Words
    • 15 Pages
    Powerful Essays
  • Good Essays

    Financial Planner

    • 560 Words
    • 3 Pages

    A financial advisor may also be able to assist you with investing. Besides earning money by doing work, another way to earn money is to get your money working for you. Investing makes it possible to accomplish this and a competent financial advisor will be able to tell you how to invest.…

    • 560 Words
    • 3 Pages
    Good Essays
  • Powerful Essays

    Syllabus

    • 1335 Words
    • 6 Pages

    This course will look at the principal issues facing an individual in today’s complex financial environment. It will enable the student to make informed decisions in the context of his/her own specific situation and circumstance so that the chance of success is maximized, all risks are assessed and the chance of any undesirable outcome is minimized. The course will lay groundwork for the functionality of the financial marketplace as well as to provide strategies to achieve stated life goals through financial planning. Subjects will include the comprehensive financial planning process, establishing financial goals, preparing personal financial statements, budgeting, managing credit, investments, personal taxes, life, health, disability and long term care insurance, retirement planning and estate planning. This course is practical, hands-on and is developed in way that the student will be able to use these tools throughout one’s life in a meaningful way.…

    • 1335 Words
    • 6 Pages
    Powerful Essays
  • Satisfactory Essays

    saving money

    • 292 Words
    • 2 Pages

    saving money is huge problem for this world we are living in 2014. it very hard to save money when i on fixed income of each month and not working to making enough to get by each month. i learned what is really like to struggle to live on my owe without depended on parent or family for help. saving money it my weakness spot how to budget what it important or overspent on thing is not important and when i really broken i start to feel real guilty and i have to wait about another whole month to get pay again and play catch up however i know i need to change my bad spending habit and start come up with a goal how to save money and be more responsibly how i spend it. my goal is to save $3000.00 to buy used car to get around. so,i decide to cutback on shopping for shoe i don't need and put $150.00 each month up in a saving account and dont touch it up to 12 months. i know it won't be easy i know i have make change and live better for myself toward the future however it ever harder to family like single mother with children or elderly person to survive on income they have and can't get the things might be really important such as diaper, school uniform or medicine for health issue. my advice is that whatever bad habit you have that keeping from saving money and really tired of be broken ,ask friend or family for money knowing you can't pay it back. you need to sign up for finacial planner to balance your money yet help to monitor how you spend your money without feeling guilty.…

    • 292 Words
    • 2 Pages
    Satisfactory Essays
  • Good Essays

    Npa in Banks Case Study

    • 26057 Words
    • 105 Pages

    What is Investment?...................................................................................................................6 Why should one invest? .............................................................................................................6 When to start Investing?...........................................................................................................6 What care should one take while investing?......................................................................7 What is meant by Interest?......................................................................................................7 What factors determine interest rates?...............................................................................7 What are various options available for investment?......................................................8 What are various Short-term financial options available for investment?.............8 What are various Long-term financial options available for investment?..............9 What is meant by a Stock Exchange?................................................................................10 What is an ‘Equity’/Share?......................................................................................................10 What is a ‘Debt Instrument’?.................................................................................................11 What is a Derivative?................................................................................................................11 What is a Mutual Fund?............................................................................................................11 What is an Index?.......................................................................................................................12 What is a Depository?…

    • 26057 Words
    • 105 Pages
    Good Essays
  • Good Essays

    These Lessons are rarely taught in schools, particularly for those who drop out early, before pursuing university education. More still, only those students who pursue business related courses will be lucky enough to acquire adequate knowledge that would eventually guide them through real life investments and other detailed financial issues. The rest are likely to grapple in the dark as they pursue lives that have not been prepared adequately towards dealing with money…

    • 1057 Words
    • 5 Pages
    Good Essays
  • Satisfactory Essays

    Thirdly, saving some amount of money is very important to manage ourselves financially. This is because we need to manage use money especially during emergency causes or buying long-lasting items we must put aside RM1 per day. So, during at the end of the month we can save that money in the Bank. For example, students need to use money if suddenly they get sick. In this case, we will not have problem in money when we need it.…

    • 421 Words
    • 2 Pages
    Satisfactory Essays
  • Satisfactory Essays

    Most people have poor financial literacy because they don’t want to learn. Learning is time consuming and expensive. Most people nowadays keep on looking for short term financial solutions like having another job, looking for higher paying jobs with better benefits and requesting for promotions. They don’t know that by just investing on their own selves by learning financial literacy, they can start their own financial plan. If they follow it, they can retire early with financial security. Learning financial literacy is important because it adds a few more options when making financial decisions. It also lessens the risk because of smart investing.…

    • 428 Words
    • 2 Pages
    Satisfactory Essays
  • Satisfactory Essays

    National Finance Summit

    • 686 Words
    • 3 Pages

    This rare opportunity of joining and listening to the experts of the industry I am belonging to was more than what I expected and more than what I paid for. The effort exerted by the JFINEX officers and junior executives in choosing the best people to give talks about the important matters we should learn was a big success as the speakers were not boring. The discussed topics were also beneficial and of use in the business life. The talk given by the first speaker, Mr. Marvin Fausto, was very interesting and I enjoyed listening to him. The topics he discussed were attention grabbers; in fact all the students’ eyes and ears are focused on him. He was my favorite and the best among the four speakers. He delivered his speech with formality and humor at the same time. The students can learn different things that cannot be obtained from the book in the lecture he gave. Actually, the things he shared were very simple and uncomplicated that’s why the students had fun with him. The ways to get rich and the steps to financial freedom which he imparted to us were remarkable. The steps he gave were something that can’t be erased in our minds for this is not just useful for attaining financial freedom but also to different things like achieving our goals in life. After his speech, the students are talking about the formula he gave and we are planning to compute how much monthly saving we must keep to have financial freedom when we grew old. I remember him saying that ‘Investment is about having enough’. This seems to be very difficult to master for we all know that enough for humans…

    • 686 Words
    • 3 Pages
    Satisfactory Essays

Related Topics