State Health Policy Analysis Abstract: The rises of health cost have put strains on State, Federal and employers budgets and have severely hurt US families’ income in recent years. An analysis of State health policy by the federal government projects that premiums for insurance for employer based programs will increase from 12,298 in 2008 to 23,842 by 2020. This would be a 94% increase in insurance cost. It is projected that health reforms by the federal government will help states reign in health cost and slow the growth by 1% in all states by 2020. This would save $2571 per year per family under an employer sponsored plans for family coverage. It is thought that if the states and federal government can control growth by 1.5 percentage points many agree in the insurance industry would save $3759. This paper will look at and analyze a health policy for the state with the help of the federal government to control administrative cost and provide cost control and quality and access. Various suggestions on what state health policy should look like will be addressed and a concrete suggestion will be made to ensure the values of an excellent state health policy plan. (The commonwealth fund August 2009) As a result of a declining United States economy many States are being asked to do more with less when it comes to health care. Some States have come up with their own Universal Health plans such as Massachusetts and Washington. Other States are experimenting with federal waivers to expand Medicaid and some States are looking at ways to improve managed care. Rising health insurance premiums have also put States in a bind and are hurting the middleclass. Retail clinics have risen as a result of lack of access and affordability. This paper will look at analyze the stakeholders involved in States push for
References: ⁶Mehrota, Ateevel al., “Retail Clinics, Primary Care Physicians and Emergency Department: A Comparsion of Patients Visits “Health Affairs 27 2008: 1276 ⁷ Thygeson et al 2008 ⁸ Thygeson et al 2008 Smedley, Brian PhD Alvarez Beatrice, Panares,Rea MHS Fish Parcham Cheryl and Adland,Sara The Commonwealth Fund Identifying Evaluation Equity Provision in State Health Care Reform April 23, 2008 Volume 90http://www.commonwealthfund.org/content/publication/fund/report/2008 Single-Payer National Health Insurance Physicians for A National Health Program September 1, 2009 http://www.pnhp.org/print/facts/single-payer-resources