Preview

Student Loans Research Paper

Good Essays
Open Document
Open Document
215 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
Student Loans Research Paper
Student loans are a pretty serious systemic problem, but honestly I believe that lack of preparedness is more of a major concern, since it can lead to results that range from unnecessary failing and terrible stress, to increased loans from extra semesters, to dropping out entirely. On the surface, lack of preparedness looks like the student's fault, but it goes deeper to be a systemic issue itself. Many students are being short changed by their high school systems, told they are ready for college by inflated grades and dumbed-down standardized tests, and being shipped off with a fraction of the knowledge their predecessors had. Coming from a college preparatory school I knew the freedom was going to be the biggest gift to handle. When you given

You May Also Find These Documents Helpful

  • Best Essays

    This website contains statistics about student loans such as how much money the average students owes or how much all the students in America all together owe and how much the percentage has risen since a certain year.…

    • 96 Words
    • 1 Page
    Best Essays
  • Satisfactory Essays

    I have opened a separate savings account strictly for college that I contribute to each week. It is better to set some money aside to cover repayment of my student loan than to feel the full financial burden when it is due.…

    • 681 Words
    • 3 Pages
    Satisfactory Essays
  • Better Essays

    In Robin Wilson’s article A Lifetime of Student Debt? Not Likely, Wilson compares on how even though student loans can get out of control; they do not have to affect the rest of a person’s life. Wilson begins with stating a possible “…national crisis: Student loan borrowing that is threatening the financial future of today’s college students” (256). In other words, Wilson’s statement issues that student loans are beginning to get out of control. On the other hand, many other people borrow an acceptable amount of money, are able to repay it, and become a better person by getting a college education. According to Wilson, “More often, the problem among students who go heavily into debt is that they are determined to attend their dream college, no matter the…

    • 1432 Words
    • 6 Pages
    Better Essays
  • Good Essays

    It all happened on a warm sunny saturday morning in “Where are you going. Where have you been’’ by Joyce Carry Oates. It started with an unfamiliar car bouncing along Connie's long drive way. When she first heard the car she rushed to the window excitedly, frantically fixing her hair. Making sure she looked good, seemed to be an insecure habit for Connie. She saw an uninvited boyish looking man who was situated in the car parked now in her driveway. There was a tension of unease about the boyish man, he acted if he was supposed to be at Connie's house, as if she has told him to come. She should have taken him being there uninvited more seriously, by locking the door or even calling the police. Connie was too caught up with herself to realize…

    • 663 Words
    • 3 Pages
    Good Essays
  • Better Essays

    The word “archetype” today means a stereotype; a definition of something that comes to us naturally and that is plugged into our consciousness. So where did we get these archetypes from? What society began the main traits that our characters have followed ever since? Our society has followed behind Greek influences since the beginning, probably because Greece is one of the oldest known civilizations to humans. Literature as well, has been followed up to today. Homers’ epic poem, The Odyssey, presents us with a story following what we would call a typical hero, Odysseus, who is on the journey home to Ithaca from the Trojan War. Although it would seem easy and rapid for him to reach Ithaca where his beloved wife and son are waiting for him, he is cursed by the gods Zeus, and especially Poseidon who plague him with obstacles that prevent him from reaching home for ten years. To deal with these obstacles, Odysseus transforms into more than just a war hero, but the ideal hero who uses wisdom and practicality to find his way home. Although the epic poem of a war hero's journey is over 2,500 years old, there is textual evidence that even today we still use the types of characters mentioned in the poem. In the poem it is obvious that…

    • 1537 Words
    • 7 Pages
    Better Essays
  • Good Essays

    Student Debt Case Study

    • 485 Words
    • 2 Pages

    It’s bad enough trying to survive taking out loans for four years of schooling, but what about the students that want to or need to further their education in graduate school? The debt alone makes students stray away from furthering their education or have them wait a couple years to gather the income they need to attend grad schooling.…

    • 485 Words
    • 2 Pages
    Good Essays
  • Good Essays

    College debt is pretty much inevitable for anyone wanting to have an education after high school. I, and most teenagers, do indeed want to go onto college but are scared away by the high cost. I know my family and I are definitely freaked out about the high cost of college. These students, including myself, shouldn’t be scared away so easily, as the high tuition isn’t so high at all. Colleges now have what would be called a sticker price. The first number you see is the sticker price, and what you don’t see is all of the deductions you can make to it.…

    • 1397 Words
    • 6 Pages
    Good Essays
  • Good Essays

    “The decision to borrow to attend college often amounts to a “financial disaster”. “Most people borrow a reasonable amount of money, they pay it back, and they are better for having gone to college”, says McPherson in the Reading of Robin Wilson. But then Wilson states “Why do some students borrow more than $40,000 for a bachelor’s degree when average borrowing is only half that?” The decisions of borrowing money only end up a financial disaster depending on the college student. If the college student takes a loan and flunks the college course, they will end up taking up another loan for the same course again. Wasting time and making them having to pay more loan money in the…

    • 724 Words
    • 3 Pages
    Good Essays
  • Good Essays

    “In Debt We Trust America” was an incredibly eye-opening video for me. Family and friends constantly warn me of the dangers of debt, but I was unaware of just how much of a problem it is. For me, one of the most informational, or perhaps motivational parts of the video, was the portion on students in college. Constant increases in college tuition are putting a more drastic burden on college students and their families. In the video, it mentioned that the…

    • 607 Words
    • 3 Pages
    Good Essays
  • Powerful Essays

    Student Debt Research Paper

    • 2359 Words
    • 10 Pages

    Reed Curtis is a graduate student in the Higher Education and Student Affairs program at the University of South Carolina. He is also employed at the National Resource Center for The First-Year Experience and Students in Transition. He can be reached at curtisrt@gmail.com or…

    • 2359 Words
    • 10 Pages
    Powerful Essays
  • Good Essays

    Have you ever wondered what's the biggest challenge facing students today and how it can be addressed? College can be a egregious chapter of a young scholars life. I believe a college student financial situation is what's faced today. One's finances can be the cause of stress, and loan debt. Numerous students with low-income face financial deficiency.…

    • 293 Words
    • 2 Pages
    Good Essays
  • Satisfactory Essays

    Student Debt Thesis

    • 193 Words
    • 1 Page

    Student debt has been a huge problem of college students. Most college students is stressed out thinking of repaying of their debt while in school and even after graduate. Without knowing, college student health is being affected because of their debt.…

    • 193 Words
    • 1 Page
    Satisfactory Essays
  • Good Essays

    It’s a problem because the recent graduates have to get a good paying job, in order to be able to pay their own bills and still pay the debt that they accumulate within the four years in college. And we know that recent graduates don’t get really good jobs at first, it won’t be easy for them to get a good paying job and then having a nice life without having to worry about bills and money. The only way out is working in multiple jobs, and with that they will lose a lot of time, putting out their social life, put off having a kid, car purchases because they cannot afford to pay car payments and any more loans, put off buying a house or even getting better opportunities in business. The money that they make go straight to the government, so how are they supposed to have a better life conditions like this? Those loans are not allowing people to live the normal lives that they should be living but are rather burdening themselves with debt. But if all those recent graduates keep worrying about their debts and how to pay it, how they are going to manage to live without stressing about it? If they work in two jobs, at first they won’t have a social life, they will be either working or resting, and that’s not a good life for any human being, it’s cruel, even more for a recent college graduate. All those factor can lead to bankruptcy, on a really young age. Some students choose to work while they are in college, so they can pay off their debt still while they are in college. But we all know the struggle that can be for a student, working and studying is not an easy task for anyone; and that can make them demotivated to graduate or they can even drop out. So pretty much something that it was supposed to help you out while you are in college, help you to get a good paying job, a nice life, a bright future it’s…

    • 962 Words
    • 4 Pages
    Good Essays
  • Good Essays

    Student Loan Myth

    • 469 Words
    • 2 Pages

    The student loan crisis is anything but a myth. The rising cost of college tuition creates a hardship among students and their parents. Most graduates carry their student loan debt well into their late thirties. Some people do not have the option of attending college simply because of the financial burden that it creates. The student loan crisis is far too real for those who aren’t willing to have the financial…

    • 469 Words
    • 2 Pages
    Good Essays
  • Good Essays

    Student Debt Essay

    • 1397 Words
    • 6 Pages

    Student loans have played an integral role in ensuring that student attends and complete university education. Historically, student loans began with the opportunity for students to…

    • 1397 Words
    • 6 Pages
    Good Essays