Preview

Tech Communication Research Paper - Long Term Care

Powerful Essays
Open Document
Open Document
4358 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
Tech Communication Research Paper - Long Term Care
TRANSMITTAL LETTER

May 13, 2012

James Davis
4371 Dunmore Road NE
Marietta, GA 30068-4222

Dear Mr. Davis,
Thank you so much for allowing me to provide the enclosed information regarding your family’s long term care insurance needs.
As you know, long-term care is an important issue that can affect your family’s emotional and financial well-being. We believe all of our policyholders need to ensure they are adequately prepared for the impact of long-term care expenses.
Understanding how you can prepare for long-term care on your own can be quite a task – that’s why I am excited to offer my assistance in helping you understand more about long-term care and the options that may be available to you.
I’ve enclosed a proposal for your review. When you are ready, I would be happy to schedule a convenient time to meet with you. I can assure you that it will be time well spent.
If you prefer to schedule an appointment now, please give me a call at 770/888-8129, or stop by our office. I will give you a call in a couple of weeks.

Sincerely,

LONG-TERM CARE INSURANCE PROPOSAL

National American University

TABLE OF CONTENTS I. Define long term care

A. The history of long term care 1. Where did it all start? 2. Who took care of those in need before now? 3. What was the price of this care back in the day and how did people pay for it? 4. What changes have occurred that have brought us to where we are today?

B. The current status of long term care 1. How many people use long term care funding and facilities? 2. What are today’s costs? 3. What is the probability that I will need it? 4. What are the options available to someone needing long term care?

C. How is the government involved? 1. What does Medicare pay? 2. What happens if I can’t pay? 3. What is the Partnership Plan?

II. What is long term care insurance?

A. What does it cover?

B. Who is eligible? 1.


References: Blumenthal, D. (2003). Long-term Care and Medicare Policy : Can We Improve the Continuity of Care? N.p.: Brookings Institution Press. Retrieved April 16, 2012 Brodsky, J., Habib, J., & Hirschfield, M Lipson, B. (2002). Choosing the Right Long Term Care Insurance. Danvers, MA: John Wiley & Sons, Inc. Connell, L. H. (2004). Nursing Homes & Assisted Living Facilities : Your Practical Guide for Making the Right Decision. Naperville, IL: Sphinx Publishing. Matthews, J. L. (1999). Beat the Nursing Home Trap : A Consumer 's Guide to Assisted Living and Long-term Care (3rdrd ed.). Berkeley, CA: Nolo.com. Who needs long-term care?. (2003, May). In http://ltc.georgetown.edu. Retrieved April 22, 2012, from http://ltc.georgetown.edu/pdfs/whois.pdf Koff, S Long term care. (n.d.). In Wikipedia. Retrieved April 22, 2012, from http://en.wikipedia.org/wiki/Long-term_care What is Long Term Care Insurance History of Long-Term Care. (n.d.). In http://www.elderweb.com. Retrieved May 6, 2012, from http://www.elderweb.com/book/history-long-term-care Selected Long-Term Care Statistics National Association of Insurance Commissioners. (2009). A Shopper 's Guide to Long-Term Care Insurance.
Continue Reading
View Writing Issues

You May Also Find These Documents Helpful

  • Satisfactory Essays

    Annotated Bibliography: Continuum Of Care Presentation
    • 507 Words
    • 3 Pages

    Annotated Bibliography: Continuum Of Care Presentation

    Feder, J., Komisar, H. L., & Niefeld, M. (2000). Long-term care in the United States: An overview. Health Affairs, 19(3), 40-56. Retrieved from http://search.proquest.com/docview/204635741?accountid=458…

    • 507 Words
    • 3 Pages
    Satisfactory Essays
    Read More
  • Good Essays

    Hcs 449 Professional Career Action Plan Paper
    • 1030 Words
    • 5 Pages

    Hcs 449 Professional Career Action Plan Paper

    While working on my bachelor’s degree, it is important to obtain experience as a health care manager, and continue furthering, and achieving certifications in area needed for an Alzheimer’s facility. To extend the educational part of certifications is to become licensed as a Nursing Home Administrator, as this license will enable an individual to have a better chance of obtaining employment in nursing facilities. It educates in laws, upper-level, middle-level, and lower-level management. James E. Allen created this book for Nursing Home Administration for studying and testing and introduces the knowledge and skills for a successful career…

    • 1030 Words
    • 5 Pages
    Good Essays
    Read More
  • Better Essays

    Hsc/490 Week 3 Emerging Healthcare Technology
    • 1350 Words
    • 6 Pages

    Hsc/490 Week 3 Emerging Healthcare Technology

    The population demographics are estimated to be about 10 million people that need some form of long-term care, which more than half are over the age of 65. It is likely by 2050 that number of people needing care will jump to 27 million. This is due to the growth in population and people living longer and the prevalence of cognitive impairment rising. With this rise of long-term care being needed by individuals will also be the increase of facilities opening up to care for these individuals creating more jobs in the medical field.…

    • 1350 Words
    • 6 Pages
    Better Essays
    Read More
  • Better Essays

    Making Choices Guide Part II
    • 1467 Words
    • 6 Pages

    Making Choices Guide Part II

    As we age our bodies and lives take on many different changes. Some of these changes are for the better and then there are changes that are not so much in our favor. Our health status is the one thing that can vary from time-to-time as we age, and for this we have to prepare ourselves for the many possibilities of needing long term care (LTC). Once the need for LTC is evident, there are many decisions to be made, and a long list of things to take into consideration. Finances, costs, demographics, and independence, are just a few variables to consider when choosing where you or a loved one will be spending the next chapter in life.…

    • 1467 Words
    • 6 Pages
    Better Essays
    Read More
  • Better Essays

    Nursing Home Case Study
    • 1231 Words
    • 5 Pages

    Nursing Home Case Study

    Buy long-term care insurance in advance, because, “the younger one is when buying long-term care insurance, the more likely one will be able to get it’.…

    • 1231 Words
    • 5 Pages
    Better Essays
    Read More
  • Satisfactory Essays

    Relationship Case Study
    • 745 Words
    • 3 Pages

    Relationship Case Study

    References: Grand Canyon University (GCU). (2102). Aging and long Term Care: An overview PCN 530 Lecture. Retrieved from http: lllcgcu.edu learning platform/user/user.htm…

    • 745 Words
    • 3 Pages
    Satisfactory Essays
    Read More
  • Good Essays

    Annotated Bibliography Resuscitation
    • 547 Words
    • 3 Pages

    Annotated Bibliography Resuscitation

    They found that nursing home policies were most likely to contain provisions that could be objectively measured and easily documented as required by law. This study is helpful because it has ten criteria that would help enhance autonomy and the quality of decision making by nursing home…

    • 547 Words
    • 3 Pages
    Good Essays
    Read More
  • Satisfactory Essays

    Understanding Continuum of Care Services
    • 329 Words
    • 2 Pages

    Understanding Continuum of Care Services

    The greatest challenge facing long-term care in health care is caring for the large number of elderly as the Baby Boomer generation ages. The economic burden placed on those in need of long-term care will be overwhelming. According to “Knickman & Snell” (2002), “the real challenges of caring for the elderly in 2030 will involve: (1) making sure society develops payment and insurance systems for long-term care that works better than the existing ones, (2) taking advantage of advances in medicine and behavioral health to keep the elderly as healthy and active as possible, (3) changing the way society organizes community services so that care is more accessible, and (4) altering the cultural view of aging to make sure all ages are integrated into the fabric of community life”.…

    • 329 Words
    • 2 Pages
    Satisfactory Essays
    Read More
  • Powerful Essays

    Baby Boomers
    • 2533 Words
    • 11 Pages

    Baby Boomers

    The purpose of this report is to (1) discover the Baby Boomer and discuss briefly on how they came about. (2) What effects have Baby Boomers made in the economy, and (3) what does all this have to do with health care and retirement? Between 1945 and 1960 bears the largest generation in US history and the one that has had the greatest influence on US economy. Baby Boomers will continue to do so for another estimated 35 years. If generation X is smarter than the critics claim them to be then there might be some wealth to be made of the 77 million boomers who are on standby for the next flashy fad to arise on the market.…

    • 2533 Words
    • 11 Pages
    Powerful Essays
    Read More
  • Good Essays

    Understanding Continuum of Care
    • 466 Words
    • 2 Pages

    Understanding Continuum of Care

    Long-term care provides a certain level of medical care that requires the experience of a skilled physician to diagnose and treat multiple chronic conditions that are generally associated with elderly patients. Long-term care provides a variety of services to individuals who suffer from chronic illness or terminal condition, including people who live with a disability and are not adequately capable of taking care of themselves over the course of an extended period of time, without assistance. The services that long-term care provides include medical and non-medical care for people who require constant assistance with physical health from injury to frailness of old age, personal emotional needs, or mental problems. Long term care could be provided at home, in the community, assisted living facilities, or nursing homes. The purpose of a Nursing Home is to care for individuals who are not able to be cared for at home. Most long-term care is meant to assist people with any support services or daily activities, such as dressing, bathing or using the restroom.…

    • 466 Words
    • 2 Pages
    Good Essays
    Read More
  • Good Essays

    Continuum Of Care Research Paper
    • 763 Words
    • 4 Pages

    Continuum Of Care Research Paper

    Why is long-term care one of the greatest challenges facing the health care delivery system…

    • 763 Words
    • 4 Pages
    Good Essays
    Read More
  • Good Essays

    Long-Term Care Cycle
    • 416 Words
    • 2 Pages

    Long-Term Care Cycle

    Over a century the long-term care system has gone through five cycles of changes that are woven together. Professors David Smith and Zhanlian Feng describe the changes that have occurred and the challenges long-term care faces in hopes to educate policymakers to learn from the past and not remake the negative effects. Extended over approximately 20 years a piece, these five cycles start in 1910 to present day (Smith & Feng, 2010, p. 28). Access to quality of long-term care has become strained by economic division.…

    • 416 Words
    • 2 Pages
    Good Essays
    Read More
  • Good Essays

    Assisted Living Facilities Research Paper
    • 938 Words
    • 4 Pages

    Assisted Living Facilities Research Paper

    Assisted Living Facilities (ALFs) is one of the fastest-growing residential settings for older adults in the US. They provide diverse settings and care alternatives to adults. The general population prefers to receive care in an assisted living facility rather than a nursing home by a six to one margin. The increasing preference for assisted living facilities is caused by the different social stigma it has compared to other long-term care facilities (Bowblis, 2012, p. 238). Assisted living residents have a lower level of need and are regulated at the state level, making them more unique across the nation, however that can lead to inconsistent, inferiority care.…

    • 938 Words
    • 4 Pages
    Good Essays
    Read More
  • Good Essays

    Continuum of Care Services
    • 329 Words
    • 1 Page

    Continuum of Care Services

    Long-Term Health Care is one of the biggest challenges the United States faces today because of the expense it requires to take care of people who are in need of this type of care. According to the U.S. Department of Health and Human Services the amount of people who need long-term care is on the rise. In 1982 the amount of people who required this care was 29.2 million people. It is estimated by the year 2020 the amount of people will be 52.1 million people. Applebaum and Kunkel (1991)…

    • 329 Words
    • 1 Page
    Good Essays
    Read More
  • Powerful Essays

    Aging and the Elderly
    • 1979 Words
    • 8 Pages

    Aging and the Elderly

    Aging is the length of time during which a being or thing has existed length of life (Webster dictionary). Growing old and becoming an elderly person can be challenging but, yet it can be very rewarding, it can bring a lot of good and bad. Aging has its rewards, but it presents the challenges of all stages of life. Growing old consist of gradual, ongoing changes in the body, changes such as shrinking in height in which the elderly tends to get shorter as he or she age. Elderly people tends to have less appetite which causes them to lose weight, and a decline in strength and vitality, which can sometimes make them feels very weak at times and needs either a cane or a walker or even someone to help assist them in walking.…

    • 1979 Words
    • 8 Pages
    Powerful Essays
    Read More

Related Topics