Currently, Al-Qaeda’s leader, Ayman Al-Zawahiri and jihad strategist such as Abu Ubayd Al-Qurashi, Abd al-Aziz Al-Muqrin, Abu Bakr Al-Naji, and Abu
Musab Al-Suri, are forging the current direction of al-Qaeda’s jihadist movement. (Ryan, 2013, p. 38; 241; 116; 45; 57) Centuries of Islamic thought has had a substantial impact on bin-Laden’s (al-Qaeda) jihad. Al-Qaeda’s jihad focal points are removing apostate Islamic regimes, executing defensive jihad against foreign (United States) domination and occupation of Muslim land, and reestablishing an Islamic caliphate. The al-Qaeda terrorist organization transformed into three separate entities after the 9/11 attacks. The al-Qaeda structure includes “al-Qaeda Central” or core or “leadership cadre and advisors,” “al-Qaeda affiliates or franchises” and “dispersed clandestine cells and individual terrorists acting alone against al-Qaeda’s enemies.” (Ryan, 2013, p. 52) The following paragraphs will describe differences between al-Qaeda Central and al-Qaeda affiliates or franchises as a globalized threat to Western interests. Subsequently, we will analyze how terrorism impacts a society’s economy, government and its citizens daily living.