INTRODUCTION
Borrowing items – school supplies, clothes, gadgets, books, etc. – have been considered normal for everyone especially in high school. For teenagers, it is observed that they usually borrow whenever they lack the needed items. “May I borrow – ?” is one of the most common phrases you will hear in a classroom. It is quite alarming actually when you realize that most teenagers have developed a tendency to rely on others when it comes to the needed items.
Teenagers generally borrow when they need it, they like it, or they find it amusing. Usually, at the beginning of the school year, most teenagers have the required school materials. But as the school year progresses, borrowing becomes more and more evident. When it comes to clothes, gadgets, and other luxuries, teenagers tend to borrow based on their preference or personal taste.
Borrowing has become a second nature to most teenagers. It does have its advantages. Borrowing lessens expenses especially for materials that might be need once or for only a short period of time. Borrowing may also help in identifying if one really wants a certain item. The disadvantages of borrow are quite significant. Lending someone something may not always guarantee that it’ll be returned. The more valuable an item, the more it needs to be returned in absolutely perfect or good condition.
Borrowing, the habit of temporarily using an item with a promise of returning it, has its benefits. But, its negative side effects and numerous possible damages are not to be neglected. The habits that teenagers have during their teen hood will be very vital in their adult life. Compared to teenagers, adults have more opportunities in borrowing, especially regarding money. Determining the borrowing habits as early as possible may help prevent possible mishaps in the future.
Almost everyone will borrow money from a bank at one time or another during their lives. When you borrow money from
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