By: Nuragiyanti Dewi Permatasari 10E Binus Interational Simprug 26 September 2011
CONTENT Table Of Content page I. Introduction 3 II. Body 4 III. New Zealand table for smoker 15 IV. Conclusion 16
Introduction Life insurance is a contract between the policy holder and the insurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of the insured person. Depending on the contract, other events such as terminal illness or critical illness may also trigger payment. Life Insurance is insurance for you and your family's peace of mind. Life insurance is a policy that people buy from a life insurance company, which can be the basis of protection and financial stability after one's death. Its function is to help beneficiaries financially after the owner of the policy dies. It can also be a form of savings in the long run if you purchase a plan, which offers the option of contributing regularly.(http://www.lifeinsurancewiz.com/LifeInsurance/what.htm) Additionally, a little known function of life insurance is that it can be tied in with a person's pension plan. A