INTRODUCTION Definition of Credit Risk Credit Risk is the risk of default by borrower due to inability and/or unwillingness to repay his debts in accordance with the agreed terms and conditions. Factors determining Credit Risk The credit risk of a bank’s portfolio depends on both external and internal factors. The external factors can be economy wide as well as company specific. Some of the economy wide factors are: State of the economy Wide swings in commodity prices Fluctuations
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Exposure Draft Conceptual Framework for Financial Reporting by Islamic Financial Institutions This exposure draft (ED) is published by the Accounting and Auditing Organisation for Islamic Financial Institutions (AAOIFI) for comment only. The ED may be modified in the light of the comments received before being issued as a final accounting standard. AAOIFI‚ its committees‚ the authors and the publishers do not accept responsibility for loss caused to any person who acts or refrains from acting
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ADO.NET Entity Framework: Raising the Level of Abstraction in Data Programming Pablo Castro Microsoft Corporation One Microsoft Way Redmond‚ WA‚ 98052‚ USA pablo.castro@microsoft.com Sergey Melnik Microsoft Research One Microsoft Way Redmond‚ WA‚ 98052‚ USA sergey.melnik@microsoft.com Atul Adya Microsoft Corporation One Microsoft Way Redmond‚ WA‚ 98052‚ USA adya@microsoft.com ABSTRACT The ADO.NET Entity Framework provides a persistence layer for .NET applications that allows developers
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MAI Review‚ 2007‚ 3‚ Target Article 1 Mentoring Māori within a Pākehā framework G. Raumati Hook‚ Tū Waaka and L. Parehaereone Raumati Abstract: Mentoring Māori within a Pākehā framework is a challenge that faces many government agencies and corporate entities in New Zealand as they try to promote more Māori into middle and upper management roles. Unless this process is considered and carefully managed it could give rise to unexpected outcomes such as resentment and dissention triggered by insensitive
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are only 0.3% in adults (Australian Sports Comission ‚ 2012). Professor Peter Figueroa developed a tool to investigate the issues surrounding‚ equality and equity in sport‚ physical activity and access. This has become better known as Figueroa’s framework. Constructed over five different levels interpersonal‚ individual‚ structural‚ institutional and cultural‚ these are used to investigate the ways in which inequities challenge the area of sport and physical activity
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As a strongly opinionated teenager attending High School in the early 2000’s‚ I’ve learned not everything will go as planned. Having to take 6 classes a day‚ 5 days a week‚ school work and especially specific classes can become more and more of a hassle. If schools world wide would offer a new class to every kids’ schedule i’d suggest that it would be called “ Steps of life”. The name of the class describes the content you would be learning‚ and these would be a lot of the things you experience
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the word “Arrogant”. This is important to discuss because generally arrogant people have a negative impact on the social fabric. We shall try to detect & understand arrogant people. II. Conceptual Framework: We start with the definition : “Making or implying unwarrantable claims to dignity‚ authority & knowledge; aggressively conceited or haughty‚ presumptuous‚ overbearing” ( The Oxford Concise Dictionary of English) The word ‘unwarrantable’ is very important here. It means that their high
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Security plays a significant role in today’s corporations and mitigating risks to a company’s most valuable asset‚ data‚ is important. With data breaches‚ such as the one experienced by Target‚ the Department of Homeland Security as well as the Internal Revenue System‚ it is becoming increasingly obvious that no one is immune. Securing data is complex and with the advent of cloud services where information is now gathered and stored in various locations throughout the globe‚ securing that data
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Marketing Framework: Apple Inc. Shashank Jadhav M.Pharm + MBA (Pharmaceutics) Mumbai Batch Roll No. A016 Marketing Strategy ( Minor Assignment) MARKETING FRAMEWORK: APPLE INC. Few days back there was buzz all around the world because of Apple’s announcement of its new smartphone. It’s the usual way of Apple to launch a new product in market. Creating hype of the product in market as soon as idea is generated and make people wait ‚ make them discuss about product and always surprise customers with
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|STATUTORY MEETING |ANNUAL GENERAL MEETING |EXTRAORDINARY GENERAL MEETING | | | |(AGM) |(EGM) | |What |Section 142 (1) |Section 143 |Is a GM other than statutory and AGM. Any
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