interest rate-sensitivity gap. As implied in the case‚ the methodology is to classify assets and liabilities in terms of the time to certain repricing events (maturity‚ adjustment upon a change in market rates‚ amortization of a portion of principal‚ expected prepayment of certain assets‚ and early withdrawal of liabilities before maturity). What factors would you cite to show weaknesses in the precision of the methodology for creating the interest rate-sensitivity gap report? Limitations in
Premium Money Balance sheet Interest
A STUDY ON SERVICE QUALITY GAP ANALSIS WITH SPECIAL REFERENCE TO INDIAN OVERSEAS BANK (IOB) - RM COLONY BRANCH‚ DINDIGUL QUESTIONNAIRE I am a student at Sona College of Technology‚ Salem currently‚ and pursuing MBA. As a part of my course completion‚ I am doing “A Study on Service Quality Gap Analysis with special Reference to Indian Overseas Bank (IOB) - Rm Colony Branch‚ Dindigul”. The aim of the research is to find out and study the gap between customers’ expectation and perception of
Premium Bank Online banking
The gender pay gap is a measure of the difference between the earnings of men and women. Equal pay is the issue that women have been facing for long time in the history. Despite of many policies introduced starting in 1970 the Equal Pay Act. This has lead to many law changes until introduction of Equality Act 2010 which according to the Government Equalities Office (2010) it simplifies the removing inconsistence and making it easier for people to understand and comply with it. The office states that
Premium Gender
The achievement gap is the difference in academic performance between groups of students. Groups of students like socioeconomic status‚ race and ethnicity‚ and gender. You can see the achievement gap in grade levels‚ standardized-testing‚ and course selection. The achievement gap is used to show the different performance gaps between different groups with African-American and Hispanic students‚ being at the lower part of the scale‚ compared to non-Hispanic white peers. There is a similar academic
Premium Education School White American
The achievement gap in education has been the subject of discussion for many years due to the disparity among groups of students in relation to language ability‚ race and ethnicity‚ and socioeconomic status (SES). Experts offer many possible explanations for the gap‚ including the assertion that an achievement gap is inevitable‚ and others placing blame on inadequate education systems that are ill equipped to meet the needs of all of its students. Others still may place an emphasis on environmental
Premium Education
ACHIEVEMENT GAP IN SCHOOLS The Achievement Gap in Schools and What Can Be Done to Close it Laura L. Pandiani Assumption College Abstract This paper explores the struggle of the achievement gap in schools. The achievement gap refers to the inequality in educational achievement among groups of students determined as disadvantaged minorities and those of less disadvantaged‚ usually white. The gap is a constant battle with no clear way as to how to fix it. The achievement gap can be observed
Free High school
Introduction The achievement gap‚ which can also be viewed as an opportunity gap‚ explains the difference in achievement between minority and white students. Indictors of this gap are shown through scores on standardized test‚ grade point averages‚ college enrollment and degrees earned. Research shows that the achievement gap can be seen before children even reach kindergarten. However‚ it is important to recognize and understand the factors that impact the achievement gap‚ and the dimensions. Also
Premium Education Teacher School
Gap’s Got Game. by Liz Gunnison Aug 12 2008 The Spanish company eclipses Gap as the world’s biggest specialty retailer‚ but on closer inspection... A Zara store in China. The chain’s owner‚ Inditex‚ surpassed Gap Inc. as the world’s biggest specialty retailer in the second quarter. But the lead may already have vanished. Image: epa/Corbis Based on first-quarter results‚ Zara International of Spain has closed the gap on Gap Inc.‚ becoming the world’s largest fashion retailer by revenue‚ the Daily
Premium Fashion Banana Republic Fast fashion
AUDIT EXPECTATION GAP The phrase "Audit Expectations Gap" was first introduced into the literature over thirty five years ago‚ by Liggio (1974)‚ under the Cohen Commission. It was defined as the difference between the levels of expected performance "as envisioned by the independent accountant and by the user of financial statements" The term ‘expectation gap’ is commonly utilized to describe the situation whereby a difference in expectation exists between a group with a certain expertise‚ and
Free Auditor's report Audit Auditing
Distinguishing generation gaps There are several ways to make distinctions between generations. For example‚ names are given to major groups and each generation sets its own trends and has its own cultural impact. Language Use Generations can be distinguished by the differences in their language use. The generation gap has created a parallel gap in language that can be difficult to communicate across. This issue is one visible throughout society‚ creating complications within day to day communication
Premium Communication Generation Y Generation gap