2. To illustrate the use of the effective interest rate formula or the APR‚ assume you agree to pay $440 for a washing machine. A down payment of $40 is made leaving $400 to be borrowed at a stated interest rate of 10 percent. The loan is to be paid off in 18 equal monthly installments. The finance charge can be calculated using the simple interest rate formula‚ I = PRT: I = $400 x 0.10 x 1.5 = $60 You are borrowing $400 (P) for 1.5 years (T) and you will owe a $60 finance charge (I). But is
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Unit 21: Nutrition For Health & Social Care P2 M1 By Shannon Chloe Grocott 12.5 Alcohol Extra Details: The government have advised that women drink 21 units of alcohol per week and men drink 28 units of alcohol per week. Food Sources: Alcohol can be found in cooking wines‚ malt/wine vinegar‚ gin‚ beer‚ large‚ white wine‚ red wine and rosary wine. The Risks: If an individual consumes too much alcohol it can lead to increased risk of liver damage‚ which is called cirrhosis. It can develop liver
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Name: Anita Manoh Anak Awal Matric no.: 173967 Group: 29 TOPIC: Subject-verb Agreement Find and correct six errors in subject-verb agreement in the following paragraph. Disability in Sports Media 1According to Auslander and Gold (1999)‚ the media is the key reason for the negative images and ideas with regard to people with disabilities. 2Disability have not been an area that the media has felt obligated
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1.3 Explain the importance of inclusive practice in promoting equality and supporting diversity. Here is the information pack for new staff on the benefits of inclusion and negative effects of discrimination Inclusive practice is about the attitudes‚ approaches and strategies taken to ensure that people are not excluded or isolated. It means supporting diversity by accepting and welcoming people’s differences‚ and promoting equality by ensuring equal opportunities for all and giving equal treatment
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and Fazio tests. However‚ when you divide those values by the number of feet driven in each test you derive the same economic value in use of $0.46/ft. When you examine the breakdown of savings associated with a decrease in project time between the 2 tests you find that the Colerick test had a saving of $.40/ft‚ and Fazio $.30/ft. Where the total economic value becomes equal is in the number of pads used. This speaks greatly to the inconsistency of quality of pads that are manufactured. Though the
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Does Blowing the Whistle Violate Company Loyalty? Employees have moral obligations to respect the property of the corporation‚ to abide by employment" onmouseover="window.status = ’goto: employment’;return 1" onmouseout="window.status=’’">employment contracts‚ and to operate within the bounds of the company’s procedural rules. However‚ the duty of loyalty is not absolute. That an employee should be loyal is a prima facie duty. The object of the employee’s duty must be deserving if the duty is genuine
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The overall benefits‚ challenges and opportunities to new businesses using internet marketing Task 1 Access More frequent individualisation and communications to build relationships The main benefits and opportunities of using the above are as follows. When you have a customer’s information you can work out what they might like. With this information you can send them relevant product information and special offers instead of sending everyone the same e-mails which they might get sick of and
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There are many factors which effect the economic environment‚ factors such as Growth because more goods are being produced and consumed due to higher demands for products and services. Recession impacts the economic environment because in the time of recession income is low. This means people will be cautious on what they spend their money on. Labour also has a major effect because the more people that are working the better the economy. It means people can afford to purchase items allowing businesses
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Mary Lastes Professor DeSouza College Writing 29 March 2013 1. Different Genres of Metal Music 2. American Writers and Poets I feel either one of these topics would work well because I have a great love of music. Through my life since I was nine years old‚ I have seen a lot of Rock bands perform and have felt a close connection with them through their music. When writing I prefer to brainstorm‚ because I think about how the reader would get the most pleasure and knowledge from
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In the recent Community Health Needs Assessment (CHNA)‚ orthopedic cases are projected to increase in the Trinity Hospital over the next five years. The assessment displayed that orthopedic cases are likely to flow from 11‚800 to 17‚338 (+46%); joint and spine procedures by 30%; and outpatient joint and spine procedures are expected to rise by 350%. The assessment highlighted the orthopedic services and the needs of the Trinity community. Some of the needs were shortage on physicians and specialist
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