Case Study 1 Funding Jill Moran’s Retirement Annuity Sunrise Industries wishes to accumulate funds to provide a retirement annuity for its vice president of research‚ Jill Moran. Ms. Moran‚ by contract‚ will retire at the end of exactly 12 years. Upon retirement‚ she is entitled to receive an annual end-of-year payment of $42‚000 for exactly 20 years. If she dies prior to the end of the 20-year period‚ the annual payments will pass to her heirs. During the 12-year “accumulation period‚” Sunrise
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mostly disadvantaged minorities in inner-city communities. The mandatory minimums created a round-up effect that many believed to do with the decline in criminal rates since the early 1990s. However‚ this decline mirrors that of Canada‚ whose prison population was actually declining in comparison to the rise of incarceration in the United States (Smith‚ Goggin and Gendreau 2002). This means then that a direct statement on the mandatory minimum sentencing cannot adequately explain the decline in criminal
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Imagine a world without disease. A world where vaccinations were no longer advertised at doctor’s offices because there were no diseases to prevent. This type of world may one day be possible if vaccinations were completely mandatory. Vaccines should be completely mandatory because people who willingly decline vaccines are a danger to public health‚ dangerous diseases are still present‚ and it is possible to wipe out preventable diseases with 100% vaccination. The people who willingly decline
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Lit. 4/25/10 “There is a question that emerges in every student mind at some point in his or her college career‚ that question is ‘go to class‚ or lose points?’” There are college and university professors that are either starting to or have been making the class attendance mandatory for the benefit of the students and himself or herself. This decision has materialized because of the increasing number of drop-outs and failing students‚ just because they rarely attend classes. Even most faculty
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Homework-one of my worst nightmares. Honestly‚ I don’t think I’m the only student who thinks so. Memories of my iPSLE training and the amount of homework we used to get everyday still haunts me so I disagree with the fact that students should be assigned compulsory work attachment during school holidays. I guess teachers think that homework should be given during the holidays because it reinforces a skill that students will need once school resumes and that if a student does not engage in daily
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In this year’s Introduction to Expository writing class we will be practicing writing‚ editing‚ organizing essays. Throughout the semester‚ it is my responsibility that I try and be the best student in class with participation in discussions. There are many other different topic essays that will allow me to use my imagination. Since this course is a workshop course we will be improving our skills on writing‚ revising‚ research essays and reading. There are a number of essays that will be surrounding
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bag requires the same amount of energy as an estimated 28 traditional plastic shopping bags or eight paper bags. There are countless reasons why you should start to use reusable shopping bags. Since plastic bags aren’t biodegradable. They actually go through a process called photo degradation—breaking down into smaller and smaller toxic particles that contaminate both soil and water‚ and end up entering the food chain when animals accidentally ingest them. According to the Environmental Protection
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Executive Summary DataClear‚ a US based company within its two years of operations since 1998 has occupied a dominant position in the data analysis market of US by serving telecommunications industry and financial service providers. The company feels threatened by the VisiDat’s upcoming data analysis package with the global targets. CEO‚ Greg McNally and other key personnel have realised the competitive threats and need of maintaining company’s competitiveness. For this‚ there is a dilemma of whether
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confused when it comes to making life altering decisions‚ such as being vaccinated. While many think of vaccines as harmful and dangerous‚ they are in fact safe and essential for stopping the spread of life threatening diseases‚ and therefore should be mandatory. The first common mistake that those hesitant to vaccines make‚ is to spread them out over a period of time. However‚ as Dr. Sanjay Gupta of CNN states‚ spreading vaccines out over an extended length of time‚ “only leaves children more exposed
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Voting is the basic right of citizen of any democratic country. In few countries around the globe voting is mandatory. I agree with this view and this essay will discuss two reasons why compulsory voting is mandatory in those countries. Low population density in some democratic countries forces the governments to enforce mandatory voting. In fact‚ it beneficial for voters as well to select their desired leader by casting their valuable votes. In Australia for instance‚ voters casts their votes to
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