Advantages of Universal Banking • Economies of Scale. The main advantage of Universal Banking is that it results in greater economic efficiency in the form of lower cost‚ higher output and better products. Many Committees and reports by Reserve Bank of India are in favour of Universal banking as it enables banks to exploit economies of scale and scope. • Profitable Diversions. By diversifying the activities‚ the bank can use its existing expertise in one type of financial service in providing
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Is the nuclear family universal? This essay will explore whether the nuclear family is in fact a universal sociological institution. The term ’universal ’ means applicable to all cases‚ so‚ for this to be correct the nuclear family must be found in all families in every society. Nuclear family consist a husband and wife and one or more children‚ own or adopted‚ it is defined by Murdock and according to him‚ he believed that the nuclear family is ’a universal social grouping. ’ Functionalist
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The ethical dilemma The ethical dilemma presented in the case study examines if you would allow an innocent person to be charged with offense he did not commit. You have been asked to keep quiet by a friend‚ someone you have known for years. Although you are positive that your friends did not commit the act‚ you are sure there is an innocent person wrongfully accused. I believe that it is my duty to be honest and tell the truth about the situation. According to Northouse (2013) ethics is
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Universal Precautions Universal precautions refers to the practice‚ in medicine‚ of avoiding contact with patients’ bodily fluids‚ by means of the wearing of nonporous articles such as medical gloves‚ goggles‚ and face shields. The practice was introduced in 1985–88.[1][2] In 1987‚ the practice of universal precautions was adjusted by a set of rules known as body substance isolation. In 1996‚ both practices were replaced by the latest approach known as standard precautions (health care). Nowadays
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increased and I am sure many people are aware of this. Does this mean that a universal healthcare would be a better choice? Some people believe that a universal healthcare system would bring costs down and increase the access to care while others on the other hand are contradicting this statement by saying it would be too expensive and the quality of the care would decrease. So which one it true? Having universal healthcare has many more economic and social benefits. "These benefits would dwarf
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Unspoken Dilemma Thales once said “The most difficult thing in life is to know yourself.” Indeed‚ you might spend more than half of your lives looking for yourself in the mists of sadness‚ outlines of joy‚ or worse‚ in nowhere that not even you can comprehend what’s happening inside. But Aristotle said "Knowing oneself‚ is the beginning of all wisdom". Therefore it is an individual’s foundation‚ the start to fully obtain the essence of life. Knowing yourself is not by merely introducing in front
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Beth Etter GAH-220-91 Cris Elstro Ethical Dilemma 1.) Dilemma: The dilemma that I will be writing about it euthanasia by medical professionals. For many‚ this may be a difficult issue to talk about. I will be trying to present information and things that should be considered when it comes to facing this dilemma. A lot of hat is said throughout this paper is stated as if all of this was legal in all 50 state in the United States. 2.) Level One: There would be several people involved when it
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Ethical Dilemma PlentErgy is an openly traded oil and gas exploration company with operations mostly in Texas and Oklahoma. We do not want to miss the oil exploration in North Dakota. We are highly skilled in hydraulic fracturing or fracking‚ which is a technique that is used to release oil and gas from rock formations. We are confident that we could use fracking safely to release oil and gas from sites in North Dakota. The ethical dilemma that stands in the way is fracking is closely linked to
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EUROPEAN CONFERENCE OF MINISTERS OF TRANSPORT R E S E A R C H C E N T R E MANAGING URBAN TRAFFIC CONGESTION Summary Document T R A N S P O R T JOINT TRANSPORT RESEARCH CENTRE In January 2004‚ the Organisation for Economic Co-operation and Development (OECD) and European Conference of Ministers of Transport (ECMT) brought together their transport research capabilities in setting up the Joint Transport Research Centre. The Centre has 50 full members from Asia-Pacific‚ Europe and
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suppression strategy of big universal banks against smaller competitors nor a cartelization is to constate in the banking sector. • Potentials of influence: In particular big banks - as a result of their broad offer of financial products - are to be expected to have special influence possibilities on other economic subjects. But‚ whether this influence is brought to bear depends especially on the intensity of competition among the universal banks. DISADVANTAGES IN UNIVERSAL BANKING :- 1. To
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