Crediting of Small and Medium Sized Business in Kazakhstan
Content
Introduction | 3 | Chapter 1. The value of crediting small and medium business in the Republic of Kazakhstan | 5 | Chapter 2. Analysis of credit activity of “Alliance Bank” | 12 | Chapter 3. The ways of development of crediting of Small and medium business in the RK | 21 | Conclusion | 32 | List of references | 34 |
INTRODUCTION
Small business is an important sector of the State economy. Small business promotes skills of private entrepreneurship development, creates a competitive environment that adapts quickly to changes in demand and supply in the market, creates new jobs and contributes to domestic goods and services market. This is one of the sources of formation of middle class society that contributes solving of the problems of employment.
The main task of financial and credit support to small business is increasing investment in small businesses through increased crediting from traditional sources – banks and through the development of alternative sources of investment – microcredit organizations and credit partnerships, maximize private investment resources, introduction of progressive forms of investment policy.
The relevance of the term paper is defined by the role of small enterprises in the economy of the country as a whole and their value as a consumer banking services. Small business is not only a substantial component of subjective and massive base of civilized market economy is an integral part of the inherent competitive mechanism because of their size it also the most flexible, efficient and transparent in the form of management. This entrepreneurial way mobilizes financial and production resources. All this suggests that small businesses must have considerable interest as the subject of application of credit resources, as well as various consumer retail services commercial bank.
In the West, working with small companies is considered as a normal banking practice, since small and medium-sized enterprises account
Introduction | 3 | Chapter 1. The value of crediting small and medium business in the Republic of Kazakhstan | 5 | Chapter 2. Analysis of credit activity of “Alliance Bank” | 12 | Chapter 3. The ways of development of crediting of Small and medium business in the RK | 21 | Conclusion | 32 | List of references | 34 |
INTRODUCTION
Small business is an important sector of the State economy. Small business promotes skills of private entrepreneurship development, creates a competitive environment that adapts quickly to changes in demand and supply in the market, creates new jobs and contributes to domestic goods and services market. This is one of the sources of formation of middle class society that contributes solving of the problems of employment.
The main task of financial and credit support to small business is increasing investment in small businesses through increased crediting from traditional sources – banks and through the development of alternative sources of investment – microcredit organizations and credit partnerships, maximize private investment resources, introduction of progressive forms of investment policy.
The relevance of the term paper is defined by the role of small enterprises in the economy of the country as a whole and their value as a consumer banking services. Small business is not only a substantial component of subjective and massive base of civilized market economy is an integral part of the inherent competitive mechanism because of their size it also the most flexible, efficient and transparent in the form of management. This entrepreneurial way mobilizes financial and production resources. All this suggests that small businesses must have considerable interest as the subject of application of credit resources, as well as various consumer retail services commercial bank.
In the West, working with small companies is considered as a normal banking practice, since small and medium-sized enterprises account