Health insurance, which is referred to the insurance against bodily injured, disabled, or death by accident or accidents reason, or expense resulting in sickness is available through the United States through government and private providers. In the United States, the private health insurance industry and the government or public health insurance industry serve different populations and offer a wide range of benefits or plans.Health care did not always exist in the United States. Prior to World War II, Americans always paid for their own medicare as coverage was not available in any way. Most people were treated at home as money was tight and hardly …show more content…
The health insurance system, as is known today began in 1929 when Baylor Hospital started to offer prepaid hospital coverage to approximately 1200 teacher. This program was the beginning of what later became known as the Blue cross insurance. Private health insurance grew drastically in number as it became popular during World War II when most wages were put into hold as part of the war effort. Private companies that could not offer increases salaries began offering health benefit packages to attract potential employees. Blue Cross insurance has offered over forty-three plans by 1943. Employers today continue to balance the health insurance benefit they pay to employees with tax exemptions offered by the internal revenue