the teen, but the developing legislations that prohibit teenagers from driving alone. The insurance company’s also worry about the possible accidents due to inexperienced driving (Albert, 2015). The legislators fear that the teens will become ignorant and or neglect the laws put in position for their safety. Such as a curfew and not driving with more than one passenger that has to be within immediate family. Insurance companies tend to increase parents rates upon adding children to their car insurance. Teenagers lack of experience blossoms a fear for the insurance companies to increase these rates to protect their business. Insurance companies assume teenager’s lack of experience does not give them the ability needed to avoid an accident (Albert, 2015). The cost of higher premiums can be stressful on a family’s budget and can seem like its doing more harm than good. Although teenagers grades can be submitted to the insurance company to get a lower premium if the teenagers academic career is qualifies. Lower grades and poor attendance in school results in extremely high premium while another teenager will obtain higher grades and lower premium. Albert argues that this is discrimination due to the fact that grades do not correlate to driving ability.
the teen, but the developing legislations that prohibit teenagers from driving alone. The insurance company’s also worry about the possible accidents due to inexperienced driving (Albert, 2015). The legislators fear that the teens will become ignorant and or neglect the laws put in position for their safety. Such as a curfew and not driving with more than one passenger that has to be within immediate family. Insurance companies tend to increase parents rates upon adding children to their car insurance. Teenagers lack of experience blossoms a fear for the insurance companies to increase these rates to protect their business. Insurance companies assume teenager’s lack of experience does not give them the ability needed to avoid an accident (Albert, 2015). The cost of higher premiums can be stressful on a family’s budget and can seem like its doing more harm than good. Although teenagers grades can be submitted to the insurance company to get a lower premium if the teenagers academic career is qualifies. Lower grades and poor attendance in school results in extremely high premium while another teenager will obtain higher grades and lower premium. Albert argues that this is discrimination due to the fact that grades do not correlate to driving ability.