Being a Health care Administrator it is my duty to know, what are some of the issues affecting families when it comes to the …show more content…
The Affordable Care Act also offers premium tax credits to individuals with incomes between 100 and 400 percent of the federal poverty level (Jost & Pollack 2016). Health Insurance advocates has finally found a way for virtually all Americans to finally participate in the healthcare program. As part of the ACA mission to provide higher quality healthcare and implement access to all, the law require that there should be major reform to the health insurance market, specifically in the individual and small group segment (Cooper & Gardner 2016). There has been a mechanism created to help reduce the premium cost of insurance, which then increases the number of health insurance providers and competition in the states marketplace. Moreover, the ACA also created an online health insurance marketplace where both individuals and small businesses can shop around and compare insurances from competing private insurance companies before making a …show more content…
The main purpose of the ACA was to make health care more accessible to everyone. Although the ACA has made some historic contribution to the health care plan, such as people with pre-existing conditions could now be covered under the new guidelines of the ACA. Many people still face an uphill battle to obtain health care (Shin & Regenstein 2016). Many low-income, under insured, publicly insured, immigrants, vulnerable people and families depend on safety net providers for their health care need (Shin & Regenstein 2016). Many community centers, public hospital and non-profit hospital have become safety net facilities for the low-income and uninsured at an even higher rate since the ACA went into effect. The ACA has expanded the Medicaid program, which gives healthcare to 70 million more people who had no form of health insurance before the plan existed, as well as 11.7 million people are covered under the marketplace plan. However, the law has failed to recognize how important safety net facilities are to the uninsured and low-income