Make sure you are realistic about how much you could pay if your mortgage or rent went up, if you had to spend more on things like energy bills or if your pay was
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Joe figures that with overtime he will average 40 hours a week for 52 weeks a year. If his current wage is $15.00 per hour, how much will he make per year?…
Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your…
Other changes in government spending and taxes that would affect my decision to purchase a home because I would have fewer dollars to spend. With fewer dollars available lifestyles are negatively affected and therefore changes must be made to buying habits, entertainment, repairs to homes essentials,…
* Last but not least, preparing the budgeting would help us to find out the most suitable apartment in the favorable sub-market. In this process, we should consider how much is financed by mortgage, the related interest rate, debt service, as well as the monthly cash flow.…
5. Create a monthly budget for yourself using the steps discussed in the unit. If you don't wish to discuss your financial situation, you can create a budget based on an average individual your age.…
Which plan is the best one for you? Base your decision on the assumed usage.…
Prior to completing this assignment, did you think you would need to save this much money in order to retire…
And with all that added up I have to pay 643.00 dollars out of my pay for the bills, and also they will be taking out 20% in federal (165.76 dollars) and 7% in state (58.02 dollars) and put 10% in the bank which is 121.04 dollars times (2) every month (242.08 in the bank every pay day). I will get 3% interest on it which is 7.30 dollars more every month. Hope that I can do it. This is if my husband don’t help me out, he is working and if we do the bills 50/50 then I can do it.…
To make sure about my own savings and cash used for real estate investment as well as the budget in the following years.…
First we sat down and went over each and every expense in our household. We took out the ones we didn’t really need such as extra internet fees and clothing allowances for the next couple of months. These were just luxuries and our clothing was fine for now. We wanted to try our best for now to keep the kids’ lives minimally changed.…
Some of the ways I will conduct my investigation, is to compile a list of all our wants and in another list, all our needs. Out of the needs list I will look into ways to cut back spending on each of those bills. For example: if our internet is a need, but the cable is a want, we could possibly look into cutting back our cable package or eliminating it all together until our finances get back on track. Another possibility to look into is making the internet a want, and using the library as a resource to do schoolwork until finances get back on track. For the bills that are needs, such as electric and other utilities, possibly trying to conserve and look for ways to save on those bills may also benefit our family. There are also some companies that offer budget bills, where they take the average of your monthly bill for a year and break it up throughout the month. The wants, while they are nice, are not needed to be able to live comfortably. Instead of spending $40 going out to eat, you can spend half of that and still have a nutritious meal at home.…
With our economy so bent out of shape, the price of everything has gone up. It’s causing many companies to go out of business because people can no longer afford their products and without the customers money the companies can’t thrive against their competitors. In the future I plan to attempt to beat out my competitors, not by jacking up my prices, but by lowering them to a more affordable price for everyone. I plan to be a counselor some day and instead of charging hundreds of dollars per session I would only charge one to two hundred dollars per session. I figure that way even if I only had two sessions a day per week that will total to over 3,000 dollars a month. I feel that with that salary I can live comfortably instead of living pay check to pay check. That alone I feel would be enough for me. Of course like most I aspire to have lots of excess money to spend however I want and live a lavish…
Pay more at the start to bring down the interest rate – The longer time you take to repay the debt, the more interest you pay. Thus, it is always wise to pay more at the start.…
You want your kids to attend the best of the best schools, and they do. You have two entering UCLA in the fall. You're excited that they live close enough to Goleta to visit, but your wallet? Yeah. It's not so excited right about now. Scholarships covered the tuition, but books and other expenses have eaten up the rest. What to do? What to do?…
Instructions: Using complete sentences answer the following questions. Use the following criteria in your response. Living where?, career/job/school?, married?, children?, expected annual income? Vacations, Cars, Buy home or rent?, additional?, etc.)…