The Pros And Cons Of The Affordable Care Act

“Successful health reform must not just make health insurance affordable, affordable health insurance has to make health care affordable” (Elizabeth Edwards). Universal health care is one of the primary goals the United States wants for all Americans. The fight for universal health care dates back to 1993 when Bill Clinton suggested a reform bill for employers to provide health insurance, but the Senate rejected it and proposed individuals instead of employees to buy insurance. This specific proposal prompted the government with the necessity to create a health care reform. To give all of the nation’s residents basic health insurance, The Affordable Care Act was passed also known as Obamacare in 2010. The Affordable Care Act is an effort to
The Affordable Care Act was essentially created to allow more people to be exposed to healthcare and for it to be affordable to the low income. The act itself has proven to effectively work and accomplish its goals to achieve universal health care. Within the act, it states that it it a penalty not a tax in which the Supreme Court states its opinion on the Affordable Care Act (Supreme Court Health Care Decision). However, the middle class is seeing high taxes in which affects makes them question the existence of Obamacare. Many individuals claim they do not like the idea of paying for someone else’s health insurance. According to the New York Post, many of the insurance premiums are targeting those individuals who can theoretically afford it. The high premiums also contribute to the high price regulations that has caused the middle class to pay more for health insurance. This implies that individuals who are financially stable are the ones who are suffering from high insurance payments and question the importance of poor lives in the sense that they can no longer pay for their own
One of the advantages of the law is how Millennials can be dependents under their parents’ health plan in order to increase the percentage of individuals insured. Since most millionaires are full time students they are in the process of paying back loans, the act’s goal is to help those who are low income to have the opportunity to receive health insurance. The last advantage is the chance of having quality health care premiums instead of using other alternatives for insurance. Despite all the many benefits of the Affordable Care Act, the law lacks equality among all the social classes because of the high premiums, especially for the middle class and the misunderstanding of the law in which many individuals believed in the free annual checkups under the law. However the law as a whole has contributed to many benefits for individuals in the sense that there are more opportunities in the health