The two economic assumptions are (1) there will be fewer insured citizens and (2) the cost of insurance premiums will increase. In a market where there are countless uninsured individuals, they tend to seek medical care less due to the affordability. The short-term impact on the market will cause health care organization will have fewer people to compete for their business; therefore, they will have to increase their marketing technique to gain an advantage on the competition, or there will be a decline in business. In regards to long-term impact, organizations will have to find new methods to be able to service the uninsured population by making health care affordable while still earning a profit. As for premium increase, this too will affect…
Emergency Room Care ($302 per visit and 4 visits per year (each quarter) for 20 years) = $24,160…
Many studies have show that people without health insurance do not get the health care they need. The sicker they become, the more tests, surgeries, and other health care services they need. This scenario increases costs to the health care…
Despite the fact that United States is the most affluent country in the world, a significant portion of its citizens have inadequate access to medical care. The barriers to obtaining health care are numerous; perhaps the most difficult hurdle to overcome is the lack of financial resources to pay for it. But the problem of lack of access to health cares for large segments of the population. The largest barrier to obtaining needed care is the lack of financial means to obtain it. The uninsured the underinsured cannot be stereotyped for they include many people who are employed, the elderly, children, minorities, person with handicaps, pregnant women, and other vulnerable populations. A lack of insurance does not translate in some cases to a lack of access to medical care, but it does have a clear impact upon access of health care.…
These uninsured people reported that the costs of health insurance is a major barrier. Most Americans get health insurance coverage through an employer, but not all workers are offered this coverage. The number of uninsured people has increased throughout most of the past decade due to decreasing employer sponsored insurance coverage and rising health care coast. A good example to this situation would be the people that are unemployed or those that earn minimum wage.…
In contrast to most industrially developed countries, American private-public health care system is far from being universal. However, health care system makes a difference in whether and when people get necessary medical care, where they get their care, and ultimately, how healthy people are. Research has repeatedly shown that the lack of insurance ultimately compromises a persons’ health because they are less likely to receive preventive care, are less able to afford prescription drugs, are more likely to be hospitalized for avoidable health problems, are more likely to be diagnosed in the late-stages of disease and once diagnosed tend to receive less therapeutic care (1).…
Those people who are least likely to have health insurance are less likely to get basic preventive care, such as mammograms; less likely to have a personal physician and more likely to rate their own health as only poor or fair…
I agree with you, the United States health care system is very expensive. Because of this many people do not have health insurance. People how to have less income they cannot afford the health insurance because of premium and copayment. That makes them jeopardy their health. Uninsured people have less access to recommended care, receive poorer quality of care, and experience worse health outcomes than insured people do. People who are uninsured suffer significant health consequences as a result of not having insurance. Being uninsured has been correlated with poorer quality of health care, lower rates of preventive care, and greater probability of death. Many uninsured people avoid seeking medical care unless they are faced with an emergency,…
The historic document that helped shape America, the Declaration of Independence says health care should be provided. In the document it says that every human has, “unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness, ." This is important because in order to preserve life and happiness you need health care. This shows that having health care will help in maintaining life and if you are healthy you are also happy. Having health care will help some people from dying and when they stop dying, the right of living becomes real. Health care should also be provided because it satisfies the…
Also, uninsured patients primarily do not seek preventive measures for illness but tend to frequently visit the ER once an illness has become unmanageable or presents symptoms, which results in larger medical costs for routine problems that under a covered plan would be treated by the physician at a lower price and a lesser misuse of…
The health care system in the United States has several major problems. Among all of them, insurance policy is the core issue. The Unites States is the only developed country, except for South Korea, that does not provide healthcare for all of its citizens (Farrell). According to the research, there are still 50.7 million people uninsured, which is 16% of the United States population (about one in six people), or the combined population of 25 average-sized states, such as Oklahoma, Connecticut, Iowa, Mississippi, and Kansas (Parker-Pope). The main cause is that the price for health insurance is too high. Many people are not able to pay insurance premiums and over these years the situation has been getting worse and worse. During the past eight years, insurance premiums have nearly doubled, resulting in health insurance moving farther out of reach for millions (Farrell; Klein).…
One study by a health economist at Johns Hopkins Bloomberg School of Public Health, shows that uninsured patients pay 2.49 times more for the same procedures at a public hospital, than those covered by private health insurance. The ratio was even higher at for-profit hospitals charging 4.10 times more for the same procedures. The…
Health insurance has been a controversial topic for many years. Most people tend to think, assuming they live in the United States, that all citizens should have some form of access to health care. But in reality, many people are unable to afford health insurance so they end up going without health care because that in itself is also expensive. Even when the Affordable Care Act was put into place, people were still facing the lack of coverage due to the high cost of insurance, absence of employment providing health insurance, and people not able to be eligible for public coverage. There are certain consequences when it comes to not being able to obtain health insurance. It has been shown that people who are uninsured are less likely to seek…
Today uninsured Americans make up approximately 4.2 million people. Because these families cannot afford the high cost of insurance, they do not get the health care needed to maintain good health. They must live with the pain and worry of the problem and when they do get medical care, they assume huge debts and another worry of how to pay for it.…
What happens to a person in America without health insurance? For one it means no breast cancer screening, for another it could mean no high blood pressure medicine, and for yet another it could mean no check-up’s for their children. We would like to help people in need all across our hometown stay healthier and live longer by increasing access to medical services, medications and medical supplies.…