People that suffered from financial stress, their biggest issue could've been
a lack of exposure to having the proper education. Education may have came late, so their understanding of how life works, they couldn't comprehend the way things work in time, to prevent the financial disaster from happening. Words of encouragement could be telling someone who's in financial stress, enjoy life and forget the bills you can't handle. If your financial stress is affecting your love life, deal with someone only that can meet you halfway. Whatever happened to relationships being 50/50?