Some smaller schools are helping students repay their loans. The tough economy is having [Writing suggestion: the present progressive "is having" is an awkward phrase; use the present tense--simply "has," "have," or "is to have"] an impact on colleges. Schools are having [Writing suggestion: the present progressive "are having" is an awkward phrase; use the present tense--simply "has," "have," or "are to have"] a hard time recruiting and keeping students enrolled. With a program that can help students repay loans, colleges are able to maintain the student population because students are not choosing to go to a lower cost public university. This gives students more of an option when choosing a school, so they can get the education they need for what they want to do after graduation.
Mary Beth Marklein
2011
Colleges offer grads help repaying loans
USA Today
1/3/12
There are many options for students who are [Writing suggestion: rewrite the sentence to remove "who are"] repaying school loans. In the current economy, these tips are helpful if students cannot find work after graduation. For federal student loans there is a six month grace period after graduation. Students can also find out ["find out" is a "phrasal verb," two words that together mean something different from their individual meanings--looking