Commerce Lab - Practical Question Bank FACULTY OF COMMERCE‚ OSMANIA UNIVERSITY ------------------------------------------------------------------------------------------------------------ B.Com (General‚ Computers & Comp. Applns‚ Tax Procedures & Practices) II Year W.E.F.2009-10 FINANCIAL SERVICES: BANKING AND INSURANCE Time: 60 Minutes Record : 10 Skill Test : 20 Total
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Porter 5 forces analysis Bargaining power of Customer: Buyer concentration to firm concentration ratio: Bank industry is a high buyer concentration industry‚ many people use bank service‚ such as deposit money‚ mortgage‚ loan‚ investment‚ insurance and currency exchange (HIGH). The concentration ratio of international bank industry is medium‚ many large bank exist in the world‚ such as Standard Chartered‚ CitiBank‚ HSBC‚ Fortis‚ and Deutsche Bank (Medium). Buyer information availability (HIGH):
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Issues and Cooperatives Essay 11.1.12 “JA-ZENCHU (Central Union of Agricultural Co-operatives) is an apex body of Japan’s agricultural co-operative movement‚ representing the interests of Japanese farmers and their agricultural co-operative organizations (JA Group).” Several decades ago‚ Nokyo‚ which then became the JA‚ was organized in 1947 at the time of the land reform‚ had local branches in every rural village in the late 1980s. Its constituent local agricultural cooperatives included practically
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5 forces of Porter The 5 forces of Porter are named after Michael E. Porter. This model classifies and examines the competitive forces that characterize every single industry plus it helps to give a clear understanding of what the strengths and weaknesses are of each type of industry. In addition to this‚ the 5 forces of Porter were mainly designed as a response to the famous “SWOT Analysis”. These 5 forces are the following: 1. Competition in the industry 2. Potential of new entrants
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Usefulness of the Five forces 7.Limitations of the five forces Model 8.Porter in the airline industry/Ryanair Introduction The model of the Five Competitive Forces was developed by Michael Porter in his book Competitive Strategy: "Techniques for Analyzing Industries and Competitors" in 1980. Since that time it has become an important instrument for analyzing an organisations industry structure in the strategic processes. Porter’s model is based on the idea that a business strategy should meet the
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In the article‚ “UC Cooperative Extension helps Californians use water wisely‚” written by Robin Meadows‚ the author writes about the drought in California and the ways farmers are conserving water. The author explains that farmers were trained to water their crops in a smart way. Furthermore‚ he identifies that the problem in garden watering deals with outmoded systems that do not turn off in the rain. In continuance‚ the author describes the way few farmers are implementing new techniques on their
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question: Comparative study and analysis of customer satisfaction from various services provided by different banks (Both private as well as Nationalize banks) 1.2 Objective: 1.2 A Primary objective: :-To study satisfaction level of customers of different banks with respect to various services provided by banks. 1.2 B Secondary objectives: :- To study the unique services provided by banks ‚ if any and to study customers response in this respect :-To study the contemporary issues in banking
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Commercial Bank Recent changes have reformed the banking sector worldwide. The economic‚ political and social transformations have obliged several banks all over the world to emphasize on retail banking. Commercial Bank answers to those challenges by implementing a change program called PEGASUS. Pegasus has under its umbrella five main programs: 1) CRM implementation‚ 2) Business Process Reengineering‚ 3) Development of alternative distribution channels such as e-banking‚ 4) New roles‚ new work
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government overcomplicates the true definition of federalism‚ generating about five hundred theories. For example‚ dual federalism declares that the power of the national government and states are different and separate like a layered cake‚ while cooperative federalism states that the national government and state governments undertake government functions together by sharing power with no overruled power over the other. Federalism has been renovated to meet modern stability and progress. An advantage
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Introduction: Grameen Bank (GB) has reversed conventional banking practice by removing the need for collateral and created a banking system based on mutual trust‚ accountability‚ participation and creativity. Grameen Bank provides credit to the poorest of the poor in rural Bangladesh‚ without any collateral. At Grameen Bank‚ credit is a cost effective weapon to fight poverty and it serves as a catalyst in the overall development of socio-economic conditions of the poor who have been kept outside
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