Reporting Paper ACC541 September 23‚ 2013 Thomas Gruber Reporting Paper MEMORANDUM To: Thomas Gruber‚ CEO From: Date: September 23‚ 2013 RE: Pension Plans Defined Contribution Plan A defined contribution plan is a type of retirement plan where the employer contributes a certain amount each period to the plan but does not have any requirements as to the amount that will be paid out at retirement time. The amount that would be paid to the employee is determined only by what
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CHAPTER THREE 3.0 RESEARCH METHODOLOGY In this chapter‚ the research discusses the procedure to the adopted in carrying out this study. These procedures explained in Anyanwu‚ (1994) include the following: Sources of data‚ area of coverage‚ sample plan‚ sample unit‚ sample frame‚ sample size and sample procedures and question aimed designed. Those procedures were also evidence in the work of Anyanwu (2000). It will also show how data are gathered and analyzed. 3.1 AREA OF COVERAGE
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This paper addresses four forecasting methods. The first is the Delphi technique‚ which could be considered one of the core tools of future forecasting. The remaining three are interrelated and consist of environmental scanning‚ issues management‚ and emerging issues analysis. These three have in common the aim of surveying the environment to determine likely issues that are going to impact upon an organization‚ community‚ or individual. Although‚ they are similar in this regard‚ they do differ on
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Delphi method∗ Abstract The Delphi method was originally developed in the 50s by the RAND Corporation in Santa Monica‚ California. This approach consists of a survey conducted in two or more rounds and provides the participants in the second round with the results of the first so that they can alter the original assessments if they want to - or stick to their previous opinion. Nobody ‘looses face’ because the survey is done anonymously using a questionnaire (the first Delphis were panels)
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Glossary Babbie Chapter 1 Human Inquiry and Science epistemology Science of knowing; systems of knowing methodology Science of finding out; procedures for scientific investigation Agreement reality Things we “know” as part of our culture; both assists and hinders us (tradition‚ authority) Errors in inquiry - Inaccurate observations - overgeneralization (few similar events –> evidence of pattern?) - selective observation (focus on things that fit our idea‚ ignoring the rest) - illogical
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Childhood Memories Can Be Positive Reinforcement My favorite childhood place was at my grandparent’s house. My grandparent’s last name was Mountain. Their property had the nick name‚ “The Mountain House‚” I remember wonderful memories of spending time there with my family; eating grandma’s famous potato salad‚ tasting grandpa’s fabulous barbeque ribs‚ and most of all eating those wonderful Mountain family cherries. The sounds and smells are truly alive in my memory. These memories are incredibly
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My Quiet Place After a year of living in our small two bedroom house we decided that we needed to add another bedroom. We had made all the decisions of what we wanted it to look like such as the size of the room‚ the size of the closet and what we what kind of mood the atmosphere would give us. I wanted the room to feel welcoming‚ warm and cozy‚ like sitting next to a warm fireplace on a cold snowy night. I wanted to call this room my quiet space where I can relax‚ read‚ and be big enough
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Destination Homebound Waking up‚ I feel the burning sensation of what feels like fine needles pricking at my eyeballs. I blink them a couple more times before hitting the snooze button on my loud horn shrieking alarm clock. As I lay my head back down to get just ten more minutes‚ a fuzzy feeling tickles my stomach. The excitement of me going home today to see my family races through my head‚ along with that‚ the slight twinge of a headache from the lack of sleep counteracts that feeling. I’m tired
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A late December night Like many other nights; it is late and I am tired‚ leaving the bar after my shift and driving home. It must be close to 4o’clock in the morning now; the roads are covered in snow like a cozy white blanket on a cold black night. I seem to be alone on this two lane highway; my headlights are the only ones shining‚ like two beckons in a lighthouse searching for others in the dark. The roads have just been plowed‚ very little is on the pavement but the snow is falling fast‚ within
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The Beautiful Creation The sun’s radiant light covers the Earth and penetrates through the orange sky. Its reflection on the still water is an image of God’s most beautiful painting. I stand along the shore and gaze upon a magnificent scenery as the cool water washes the sand off of my feet. A breeze blows across my face and comforts my soul as it relieves my troubles and pain. The tranquility of a setting sun has shown me a glimpse of heaven‚ and the sound of waves pressing against the sand makes
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