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This letter is intended to inform of why I believe I should be awarded this scholarship. Due to my extreme financial hardships‚ academic record‚ activities and character I am confident that I am the person you want to give the scholarship to. This scholarship will help complete my financial needs for my years at Newberry College. My father lost his job when I was seven years old‚ in turn he went into business for himself. Missed job opportunities and not being paid for contracted work are challenges
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1. Briefly explain why many corporations prefer to issue callable long-term corporate bonds rather than non-callable long-term bonds. There are three main reasons why a corporation may be interested in calling a bond. * Interest rates have fallen‚ so they can refinance at a lower rate. * Credit quality has improved‚ so they can refinance at a lower rate. * Assets have been sold‚ so money is available to pay off debt. If a bond issuer pays investors the going rate of 7% annually in interest‚ and
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There are several reasons why it is important to periodically clean your roof. One reason is for appearance‚ but there is one that is even more important because it can actually impact the way in which the roof functions. Because there are many parts to a roof‚ cracks and crevices could facilitate a home for unwanted materials that could keep certain features from doing their jobs. For instance‚ if your gutter is clogged or needs to be cleaned‚ it won’t hold the run-off water‚ causing this water
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It’s hard to explain anxiety to people because most of the time I don’t understand it myself. Anxiety can happen at any time and any moment no matter what’s going on or where you are. Many different people have many different types or forms of anxiety. I overanalyze and over think every little thing. I will stay up for hours at night thinking about some stupid little thing I said years ago that shouldn’t matter now but in my brain it does. I second guess everything I do. I worry about should I send
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22% of women and 27% of men are now ex-smokers. Surveys show that about two-thirds of current smokers would like to stop smoking. More than half (59%) of all adults report that they have never smoked. Addiction 60% of smokers say they would find it hard to last a whole day without smoking. Deaths from smoking About half of all regular cigarette smokers will eventually be killed by their addiction. Every year‚ over 100‚000 smokers in the UK die from smoking related causes. Smoking
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judiciary is considered as the most transparent body of any country where all the cases are tried and heard in public and the reasoned decisions are given in public. These decisions are open to discussion and criticism by the media and public. The basic idea behind the open courts system is that justice
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Theodore Robert Cowell was born in a Vermont home on 24 November 1946. . He was raised in a middle class family environment. His mother was a department store clerk. During Bundy’s early childhood‚ he and his mother resided with his psychologically challenged grandfather in Philadelphia. He was raised initially by his grandparents. Teddy‚ as he was known‚ believed that his grandparents were his parents‚ and that his mother was his elder sister. When his mother married Johnnie Bundy in 1951‚ her son
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and start taking college visits.“If you haven’t started your college application‚ it’s too late”. Then people start thinking‚ “is college really worth the cost?”. What exactly do they mean by cost? The monetary value alone‚ or the cost the stress puts on you? However‚ by just seeing the statics point of view alone‚ of both sides of the argument of course‚ it is clear to see that college is worth the cost‚ stress and all. To start off‚ there are many reasons why college is worth the cost. Even though
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pays money for instruction. Learning then has to be acquired - at school‚ at home‚ on the job‚ through an apprenticeship‚ over the Internet‚ on TV‚ via the news media. To reject education means to reject our own minds. To ask what is wrong with the idea of education‚ then‚ is to ask what is wrong with modern economic society. It is really difficult to imagine the world without education. First of all‚ without education‚ technology would not exist. There would not be any facilities that make life
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