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    the journal title of Malaysian Consumers’ Credit Card Usage Behavior. This is because in the subject Personal Finance and Planning (FIN533)‚ in Chapter 3‚ I had learned the topic Consumer Credit. In which one of the consumer credit sources comes from Credit Card. I am glad to choose this topic because it is an interesting topic because it can help me to understand more why a person spends using credit card. This also allows me identify the credit card usage behavior. Nowadays‚ many Malaysian

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    Questionnaire

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    Ethnicity Malay Chinese Indian Central Asian Other……………….. 4. Income Group RM 2000- RM 4000 RM4000 - RM 6000 RM 6000- RM 8000 RM 8000 and above 5. Occupational Status Self Employed Employed Unemployed Retired Student Others……………….. Customer Behavior 6. Do you drink any Isotonic Drink? YES NO I don’t like 7. What is your impression about Isotonic Drink? Joy Healthy Relaxing Energy Calm down Fresh Others 8. How often do you purchase Isotonic Drink? Once-twice in a day Once-twice in a week Few

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    1. How do you react to conflict? Based on the Conflict Style Questionnaire‚ how would you describe your conflict style? How has your past history influenced your conflict style? I am compromising when conflict arises. I try to find common ground that we can stand on in order to move forward without massive obstructions. It would be more effective if I were in a position of power where I had the final say‚ but unfortunately I have always been limited to a position. I have attempted to collaborate

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    Dry shampoo Introduction: Dry shampoo is a spray that can be used to “clean” and freshen up the hair when it’s not possible to actually wash it. Dry shampoo works by stripping out all the excess oil–along with leftover sweat and general nastiness–that the hair is producing because you’re not washing it. Dry shampoo can revitalize greasy‚ limp hair if you don’t have time to wash it As research suggests that washing hair too frequently can be really‚ really bad for it–especially using commercial

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    Cigarette Smoking

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    Abstract This essay‚ the Argumentative Essay‚ is about cigarette smoking. I will explain the harmful effects it has on people’s health‚ whether they smoke or not. I will also talk about how smoking can be bad for one’s financial status. I will show opposing sides of how smokers don’t find smoking bad. Cigarette Smoking Every day‚ over 3800 teens‚ eighteen and younger‚ smoke their first cigarette. It may be with friends that pressured them‚ or by themselves just to see how it is

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    Cigarette Litter

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    Cigarette Litter: Smokers’ Attitudes and Behaviors Economy is currently spending millions of dollars in litter clean-up efforts‚ cigarette butts being the leading contribution to this problem. 51.2 billion pieces of litter were picked up from United States roadways in 2009. Retail areas‚ loading docks‚ storm drains‚ parks and playgrounds‚ and construction sites are where majority of cigarette butts were picked up. “ An economic analysis found that cities the size of San Francisco spend‚ on average

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    Camel Cigarettes

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    Strike it Rich! An Analysis of an Advertisement for Camel Cigarettes Debuting in 1990‚ the Camel Cash Lotto advertisement would appear in store windows‚ magazines and newspapers. It would take up one full side of a page and unless it was in the newspaper it would be in color. The yellow bolded words “Strike It Rich!” appear at the top of the page‚ with the next two lines saying “Camel Cash Lotto” in a larger‚ red bolded font with a thin yellow outline. It meshes nicely with the green background

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    Analyzing Consumer behavior for a Food processing Company End term Live Project - Consumer Behavior Table of Content 1 FOOD PROCESSING IN INDIA 2 2 INDIAN FAST FOOD PROCESSING INDUSTRY 6 2.1.1 INDIAN FAST FOOD MARKET ANALYSIS 7 3 INDUSTRY ANALYSIS 10 3.1 PORTER FIVE FORCES ANALYSIS 10 3.2 PESTEL ANALYSIS 11 3.2.1 Economic Factors 12 4 Research OBJECTIVES 13 4.1 RESARCH DESIGN 13 4.2 DATA ANALYSIS 14 4.2.1 FACTOR ANALYSIS 17 5 Psychological factors analysis 21 5.1 Motivation:

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    cigarette smoking

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    INTRODUCTION Many people nowadays smoke cigarette even teenagers smoke. Some people have no idea about the chemical of a tobacco and what it can cause to a human body. This paper is intended to give the readers an idea of the factors that trigger cigarette smoking amongst young generation of today‚ effects of cigarette‚ like cancer‚ heart disease‚ emphysema‚ and chronic bronchitis. By reading this paper‚ a person can gain knowledge about the effects of smoking cigarette. So when a person reads this especially

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    question behind something being given away for free is “what’s the catch?” The same is true for websites. As consumers‚ we are programmed to believe that when signing up for a website‚ that there must be some fee involved. Even if there is no membership fee‚ consumers use the various websites to make purchases. Freecycle.org is successful because it breaks the mold of what consumers are used to. It is very similar to an online Goodwill. Many people tend to take time at various times throughout

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