5.1.8 Personal Insurance Case Study

5.1.8 Personal Insurance
It is selected as the criteria, because while purchasing the vehicle, the insurance of the vehicle, driver, cleaner and of the expected users is compulsory. The tariffs of the insurance are decided on the capacity and the total occupancy of the vehicle. The insurance is generally done by the private companies with the help of the vehicle distributors. Also, the vehicle, driver, cleaner and the user insurance is compulsory in the beginning of purchasing the vehicle to get the registration form the RTO office. The separate insurance from some other agency is also necessary because if the driver did not get their vehicle insurance renewed then automatically the insurance of the, cleaner and the user get expired. From the
Different types of vehicles have different vehicle kilometres depending upon the length of the trips done by the vehicle in the whole day. It is observed from the survey that in all the three cities average vehicle kilometres of Auto-Rickshaw is 80-100 Kms per day, for Cycle Rickshaw the vehicle kilometres is 30-50 Kms, for E-Rickshaw, the vehicle kilometres is 50-80 Kms and for the Tempo the average vehicle kilometres per day is 80-100
It also reduces the per km fare of the user and supply of the vehicles is on that areas also where the demand is quite less. It is observed from the survey that in Kanpur Tempos and Auto-Rickshaws follow the routes, In Aligarh, Tempos and E-Rickshaws follow the specific route while in Hathras, Auto-Rickshaws, E-Rickshaws and E-Rickshaws follow the specific routes. Only the cycle is not follow any specific