The College Debt Trap is written by Janet Bondar. It is a entry on the yes' and no's of college tuition and payment, as well as a couple tips and tricks . This entry by Janet B. is somewhat diverse and will be divided into three different parts. An over all interpretation and opinion of the writer of this analysis will be understood by the reader at the end of this entry. The author of The College Debt Trap is giving very helpful advice to teens and their parents about considering college.…
When I first stepped onto the campus of Montclair State University, I knew it was a place for me. It was so beautiful and walking past the gorgeous, blooming flowers, in the middle of spring was breathtaking. I could imagine what being a student in the school would feel like and how quickly I could become accustom to it. Unfortunately, I had to face the fact that it was all a dream and nothing was perfect as it seems. Even though Montclair State University has many great aspects, it also has negative aspects as well. The three most significant aspects of Montclair State University that I believe can be improved are parking, the shuttle bus, and the registration arrangement.…
As a first generation college student I did not know what to expect from college. Sure I had heard plenty of stories from my peers and high school teachers, however, hearing a story and actually experiencing is very different. I had heard all too many times things such as- you will be more independent, be sure to ask a lot of questions, and most importantly college is very expensive. Whenever someone would talk about the tuition issue among different universities a certain question ways lingered in my head. I asked myself, “Is college worth it?”.…
It’s bad enough trying to survive taking out loans for four years of schooling, but what about the students that want to or need to further their education in graduate school? The debt alone makes students stray away from furthering their education or have them wait a couple years to gather the income they need to attend grad schooling.…
While there are significant challenges that students face during the process of planning to attend college. The research indicates that there are significant disadvantages when comparing the expense. For instance, students are taking longer to graduate, increased costs, decrease in federal assistance,…
Student loans become something that students have to worry about for the rest of their lives. Debt will affect a lot of things in their life that college students don’t think about. A lot of students do not realize that they must back the loan plus interest, the interest on some loans can end up being more expensive than the loan itself. After school, they must find a job, pay for living expenses, and pay off their loans. People take on massive amounts of debt and they don’t think of the consequences. They end up with so much debt that it takes them their entire lives to pay off the loans and money they borrowed. Dwyer, et al. writes that taking out loans makes it more likely that a student will complete college, to a point. Students who keep…
Have you ever wondered what's the biggest challenge facing students today and how it can be addressed? College can be a egregious chapter of a young scholars life. I believe a college student financial situation is what's faced today. One's finances can be the cause of stress, and loan debt. Numerous students with low-income face financial deficiency.…
Not many are lucky to have paid all their debt by the time they graduate. Colleges and universities have given students the ability to work around the campus in order to pay for their education. Although this seems like a positive effect to help students pay and try to minimize debt, work is bound to get in the way of education. As students worry about having money in their pockets and scavenge any type of job they can find in or around the campus, they put aside their studies and their capability to perform in class is diminished. In his article, Hoover is able to capture a statement made by Ashley Dawson, an English professor at the College of Staten Island, regarding how work affects students ability to work in class and colleges maintaining…
I am interested in Saint Michael’s College because I know the competitive academic atmosphere, valuable alumni network, and vibrant area of Colchester, Vermont are right for me. The qualities I have observed at Saint Mike’s are some that I have been searching for throughout the college application process. I know that Saint Michael’s intimate campus would be a place that would promote great personal and academic growth within me. Visiting the campus this summer, I found Saint Michael’s to have a great community feel where everyone knew and supported each other. The students appear to be very driven individuals who have very bright futures ahead of them and I want this same opportunity for myself. My transition to Saint Mike’s would be almost…
How do you avoid college debt? There are certain thing you can do to avoid college debt and dropping out or changing your major. For example, making sure your debt doesn't exceed the amount you will be making your first year after you graduate. Saving as much money as you can before and during college. Applying for as many scholarships as you can. Community college is always a great option because tuition rates aren't as high. Considering a work-study option to help pay for expenses or save money.…
As I sat in the lobby of the newly built Anderson Center at the University of Mary Washington, I eagerly awaited for my college tour to begin. The tour took me through different academic, athletic, and residential buildings. I must say the campus was very immaculate, everything felt as if I were at home. There was no doubt in my mind that I was at a top notch place. The University of Mary Washington has many good qualities, including location, academics, and campus life; all schools should strive to be better than the rest, and UMW does just that.…
Sixty-eight percent of adults with student loans and whose children have loans are unhappy with the way they financed their own or their children's college(Journal of Accountancy). Sixty-eight percent, that is a disturbingly high number, that means that six out of ten students right now will regret how they paid for college and consequently will lead them along to the wagon that is debt. If we are to stop the rising influx of debt: teaching students about how to operate their finances in college will result in a reduction of students with…
When applying to college, students take into consideration three important aspects; the cost, the ranking, and the campus. Universities spend an immense amount of money on their campuses to make them attractive for scholars, but that does not correlate to having a great education. Having a good community is a hard task for colleges, but Florida Institute of Technology (FIT) makes it look easy. Even though the campus into FIT is not huge like other universities, they did great work on creating a safe yet fun community. However, every college has pros and cons on their campuses, and Florida Tech is not an exception. Throughout my freshman year, I have encountered several problems which cause students to spend more money and feel more stress while living on campus. In addition, I determined several options to solve these problems; tents over bike stands, parking lots away from sprinklers, and more green areas…
The only one I visited that week that really stuck out to me was F&M. What really stuck out to me was the college house program. I like the idea that you are a member of the house, even if you are not actually living in that house anymore. The houses, and the entire campus, seemed to have the sense of community I was looking for. The campus is beautiful, and maintains the historic feeling while at the same time integrating new technology. There is a diverse spectrum of clubs and organizations to be a part of on campus. It also caught my attention that F&M is SAT optional. Although I do feel as though my scores are representative of my intelligence and ability, I know that is not always the case. I wanted to find a school that is open minded and accepts applicants based on the person overall, not simply how they performed on a single test. For all of those reasons, Franklin and Marshall “stuck in my head” all through my college search and that is why I am…
All students gathered in the auditorium and were given a welcoming speech by our senior FMB Program candidates, they shared their practical experiences from the program, and gave us a frank advice i.e. to remain focused, retain learning’s, attend all the lectures, on time submission of assignments, avoid partial group behavior, etc. which was like an eye opener for us.…