Under the insured’s businessowners policy, State Farm has a duty to defend and indemnify the insured against any “suit” seeking “property damage” to which “this insurance applies.” Accordingly, in order to fall within the coverage provisions of the policy, the following elements must be satisfied: 1) the person seeking coverage must be an insured; 2) the insured must seek a defense against a suit; 3) the suit must allege “bodily injury,” “property damage,” or “personal and advertising injury”; and 4) the insurance must apply. In the liability section of the policy there would appear to be little dispute that Kathryn Norman is an insured.…
A couple hours pass, and there is still no sign of Louise coming out of her room. A knocking on the door startles Josephine. As she stood up, and walked over to the door to see who it was, she stood in absolute shock. She stared up at the eyes of a man and she couldn’t believe her eyes.…
32 “Well its actually happening ma’, I’m goin’ back to school.”Rufus said. “I want you to know, I truly am proud of you Rufus.” His mother replied. Curtis and Janet went to a different school then Rufus but he still walked them to school then walked himself to school. On his way to school a car followed him very slowly but Rufus kept walking. When he got to school it looked the same on the outside that it always had. Rufus pushed open the doors at Searingtown School and yelled “I’m back!” All of his friends ran over to hug him. He went down to the office to get a tour he thought he didn’t need because he remembered every single solitary thing about this place. While the tour was going on everything going on was a blur. He looked left, right and left again, admiring the changes the school had made. “Wow” he sighed. “Is there a problem Rufus?” the tour guide asked. Rufus answered, “When I was here the wall paint was all chipped, there were broken windows and holes in the walls.” “Oh ok, well that concludes our tour and this door on your right is your first period class.” The tour guide replied. Rufus walked in and sat at an available seat at the back of the class room. He opened his notebook and took notes even though he didn’t understand anything that was going on. By the time 5th period came around it was time for lunch he was starving. All of his friends called him over and asked him to sit with him. Momma didn’t make him a big lunch because they didn’t have that much food in the house and then needed to split it 3 different ways. Allison who used to have a big crush on Rufus sat right next to him. Mitchell and Charlie sat across from him and Christina, Alisha and Sammy sat around them. When the bell rang he went to his locker and when he got to class he looked out the window and saw the same car that followed him to school. The only person he thought of was Simon. But he didn’t have a car? Rufus ran to the office to explain the…
Amy was not allowed to go to many places because she had a special health condition that caused her to have to stay in bed for many…
The friendship been portrayed in this novel is a realistic portrayal of the teenagers’ lives in contemporary Australia. The central character Josie and her friends Sera, Anna and Lee are the example of realistic friendship. They are very good friends with each other, although there were a few minor arguments between Josie and Sera because of the different concepts they have, but they still managed to get along pretty well. They have done some crazy things together; they went to visited a famous band’s lead singer at the Sebel Town House during the school annual walk-a-thon, because they thought that singer was the most gorgeous guy in the world. This is very realistic with Australian teenagers; teenage girls always fancy towards their favourite idol or the hot-looking guys. Their friendship is very trustworthy and protective. “We tend to mother her a lot, and if we’re ever in a risky situation, like being squashed at a concert or terrorized by the students of Cook High, Anna’s the first person we try to protect.” (P19) This quote shows that they always try to protect Anna because they know she is a very nervous person. There are many Australian teenagers who like to hang out with their own groups of friends and help their friends if needed, just like Josie’s group in this novel.…
As the summer of the 6th grade year of elementary was over, Hailey’s life was about to experience a major change. Junior High. Hailey got new friends, her grades changed dramatically, and she was introduced to the life of trouble. The summer of 2013, she took a trip to Colorado. There she went to the town of Denver and attended an event called Art Night. She entered an art piece that she knew would wow the other contestants. Her father was proud to announce that Hailey had won the first place prize and that she beat the other contestants by many points. Hailey was given the opportunity to enter another event with a little more competition on the coming Tuesday night. Although that would have been a wonderful experience for Hailey, she turned that down to come home to her…
After she finished her toast, she got up and put her shoes on. She walked out of her house and started walking to her friend Maria’s house. When she arrived at Maria’s house, she saw Maria waiting on the porch for her.…
Lisa got out of the car so she could go to the other side of the car. The car boor was jammed so she went to the back to get a crowbar. After a while the boor finally popped opened. Erin wanted to get out but went she hit the floor you could hear a pop coming rom her leg and she screamed out in pain. Lisa quickly picked Erin up from the damp floor "you stay here while I check to see if my phone will still work out here" Lisa said. She went to the other side of the car but when she go there her phone was crushed from the car hitting the tree. "Now we have no idea were we are, and both of our phones are…
Mom yells that dinner’s almost ready, as Claudia walked downstairs she smelt the amazing smell of food and the sound of pots and running faucets water as confirmation that food was being cooked. Claudia rolled down the stairs in an oversized sweatshirt, Her hair in a knot above her head. When she gets downstairs her mom says “hey weirdo”. Casey says “You should totally go out with me.” She really wished that he was joking because they were siblings and siblings can’t date each other. Casey and Claudia walk into the living room together. Casey really wants to date Claudia so he finds other ways to get her to go out with him for example casey said “Growing up and being very close to each other doesn’t really make us siblings, and by the end of the year you will date me, I BET.” She really is wishing that he would just give up on asking her out but there is no way he is going to give up until she actually goes out with him and they date. Casey then changes the subject and asks claudia is she is ready for the SAT or the pre-SAT’S, Whatever the hell they are.” The dad then makes a comment on the SAT’S, it’s a placement test. Claudia asks Casey now if he’s ready for the SAT’S? Casey was an OK student since kindergarten, He was the kid that everyone loved, with all the jokes. After school when they go home, Their parents ask them how good they think they did on their test. They replied with…
For instance, Sloane , who draws attention to herself with even trying and brights up the room, her best friend Emily stands in Sloane’s shadow ,but she is completely okay with it. Then one day in the beginning of summer Sloane just disappears and all that Emily has is a list of crazy 13 things to do that Sloane has sent her. So as Emily does this list she finds herself making new friends and going out of her comfort zone. Sloane knew Emily will find herself alone. Sloane cared about her she wanted Emily to express herself she ,taught Emily to be a bold brave character. Friends will always help each other even if the distance is far. As into the novel Emily meets her lifelong and true love Frank Porter. Frank told Emily she is the light of the room. Emily was surprised because no one has ever told her that. Throughout of their friendship, Frank has opened her up that's what friends are for. As Emily gets herself a job at an ice cream parlor she finds a teenage girl sobering. At first, Emily didn’t know what to do as she hesitated towards the wistful girl she finds herself helping her. This girl is named Dawn she is very passionate and agreeable. Dawn lost all of her friends due to a break up with her ex-boyfriend finds herself lonely. Emily helps to bring her up from sorry if Dawn never met Emily they would never be friends and friends help each other if something goes…
Amy becomes disconnected from her native culture when she immigrates to the United States. After living in the United States for a couple of days, Amy wonders night after night if she can face another one of those days like the one she had safely survived. Amy soon wakes up and goes shopping while waiting to pick up the kids from school. One of Amy’s problems was the leak that she had in her apartment for four months now, she would call in someone to fix it but the tenant would just reply that “we will get to you as soon as possible but we have bigger problems in other rooms, and were working as fast as we can.”(3557) Amy’s problem would just make her think about how she misses Puerto Rico and how she starts to feel isolated and disconnected the longer she lives in her.…
Lily, david and Helen stepped on to the coach ready for a long journey to Heathrow airport. When they arrived Lily's heart was pounding so fast: this was the start of a new life! The wait for the plane was long. The 'lounge' was silent and relaxing yet inside Lily was screaming to herself, "is this really happening?" As she boarded the plane her mother gave her a smile, Lily put on a…
When they dropped off Jewel Inez and Ann went to Boston Market to get a bit to eat. It was not long before Jewel called to be picked up. Before they all hit home their mom ,Valencia , called and asked them to go to the store to pick up something to eat for dinner. They even had fun there. Soon they were home and Inez started up a wonderful marathon of movies with Danielle. A session of a touchy-feely talk was obviously in order before the day was done. Ann brought together the girls a talked about the importance of their…
Across the world people struggle with friendship one example of this is in the story The Other Side by Jacqueline Woodson. The Other Side takes place in a old world where being friends with another race is looked down on. In the story two girls Annie and Clover one white one African American live next door to each other and after a while they become friends. A theme from this story is friendship is important in life. I have 3 parts of the story where it was important or happened, in the beginning both of our characters are lonely, in the middle they start doing stuff together, and in the end they become friends.…
They walked inside and couldn’t believe what they saw. Dog and cat bed and bowls, hardwood floors, and a fenced in backyard. This is Huxley and Kotas dream home. They even were served wet food which they haven’t been since they were babies. They were loving their new home and their new people. They finally were able to trust. As for Betty, she still needed a plan. On that same Saturday a strange woman came to the farm. Betty had never seen her before. The women went to the barn where the man had directed her to Betty. The woman began to walk towards Betty with a smile on her face.…