Performance of Brac Bank Ltd.
Chapter 5: Performance Evaluation
To evaluate the performance of BRAC bank Limited the following parameters are considered in the next part of the paper. 1. Asset 2. Deposit 3. Investment 4. Operating Profit 5. Capital Adequacy 6. Loans & Advance 7. Non-funded Income 8. Revenue per Employee 9. Operating Cost per Employee 10. Cost to Income Ratio 11. Operating Cost as a Percentage of Loans and Advances 12. Fund Management 13. Earning Per Share (EPS) 14. Return on Asset (ROA) 15. Return on Investment (ROI) 16. Market Price per Share
The overall performance of BRAC Bank Ltd. is appraised in the following section by appraising its performance in the similar fields.
5.1. Asset
Asset holding of BRAC Bank Limited has gone up substantially in the recent years especially from 2006 to 2007. Among its assets the loans and advances has been increased a lot which was 19,557 million taka in 2006 and 32,461 million taka in 2007.
Total asset situation of the bank in last few years is given below.
|Year |Total Asset |% Change |
|2003 |4,542 | |
|2004 |10,016 |120.52% |
|2005 |16,876 |68.49% |
|2006 |30,012 |77.84% |
|2007 |46,383 |54.55% |
From the graph above we observe the asset value of the bank is growing sharply but this is increasing at a decreasing rate.
5.2. Deposit
In BRAC Bank customer deposit is also growing years to years. The following table defends this statement.
|Year |Taka (million) |% Change |
|2003 |3,497 | |
|2004 |8,169 |133.60% |
|2005 |13,409 |64.14% |
|2006 |23,002 |71.54%
To evaluate the performance of BRAC bank Limited the following parameters are considered in the next part of the paper. 1. Asset 2. Deposit 3. Investment 4. Operating Profit 5. Capital Adequacy 6. Loans & Advance 7. Non-funded Income 8. Revenue per Employee 9. Operating Cost per Employee 10. Cost to Income Ratio 11. Operating Cost as a Percentage of Loans and Advances 12. Fund Management 13. Earning Per Share (EPS) 14. Return on Asset (ROA) 15. Return on Investment (ROI) 16. Market Price per Share
The overall performance of BRAC Bank Ltd. is appraised in the following section by appraising its performance in the similar fields.
5.1. Asset
Asset holding of BRAC Bank Limited has gone up substantially in the recent years especially from 2006 to 2007. Among its assets the loans and advances has been increased a lot which was 19,557 million taka in 2006 and 32,461 million taka in 2007.
Total asset situation of the bank in last few years is given below.
|Year |Total Asset |% Change |
|2003 |4,542 | |
|2004 |10,016 |120.52% |
|2005 |16,876 |68.49% |
|2006 |30,012 |77.84% |
|2007 |46,383 |54.55% |
From the graph above we observe the asset value of the bank is growing sharply but this is increasing at a decreasing rate.
5.2. Deposit
In BRAC Bank customer deposit is also growing years to years. The following table defends this statement.
|Year |Taka (million) |% Change |
|2003 |3,497 | |
|2004 |8,169 |133.60% |
|2005 |13,409 |64.14% |
|2006 |23,002 |71.54%
References: Websites 1. http://siteresources.worldbank.org/EXTFINSEC/Resources/loc_chap2.pdf 2. http://en.wikipedia.org/wiki/Banking 3. http://www.photius.com/countries/bangladesh/econo