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Social Insurance: The Role Of Cultural Imperialism In The United States

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Social Insurance: The Role Of Cultural Imperialism In The United States
Social Insurance: Social insurance is entails employed individuals paying at tax on each paycheck they receive. This money is then put away in the form of social security. When an individual becomes of an age that they can retire or they become disabled, they have access to this money in the form of monthly payment that they can then live off of. Medicare and unemployment are also forms of social insurance. An individual contributes to their own fund through work related taxes.
Settlement House: Settlement houses began in the 1800’s in urban areas. They sought to provide assistance to immigrants and low income neighborhoods that was not as looked down upon as other charities. Here, the residents could come up with ideas of how to end the poverty
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This was a reoccurring concept that happened at the time of colonization.
Marginalization: Marginalization is one of the five faces of oppression. The concepts refers to assigning certain groups of individuals to be considered part of the lower classes in society. These individuals are then susceptible to lower wage jobs, discrimination and feeling as though they are inferior to the rest of society. Because of the feeling of inferiority, these individuals tend to stay impoverished with no motivation to better their lives.
Calvinism: Calvinism was created by John Calvin and was the idea that when an individual worked, he or she was carrying out the will of God and would eventually create God’s kingdom on earth. People that feared God must work despite the wage or the type of job being performed.
Charitable Choice: Charitable choice is when the federal government gives money to churches and charities in order to help people in need. This gives individuals options of who they would like to receive help
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Some states require that the individuals receiving the assistance pay back the state when they start receiving SSI. This can keep the individual underneath the poverty line and inhibit them from possibly bettering their situation when they have more money coming in. Individuals who are seen as employable only receive $120 a month in assistance and only $210 for those who are unemployable (Karger & Stoesz, 2010). The assistance program is meant to be a short term fix, but for those who cannot get a job, they are stuck in a position where their basic needs are not being met because they cannot afford it. They are condemned to only receive a limited amount of money that falls way below the lowest prevailing

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