Visa Case Study
Visa Inc. Corporate Overview
Visa Inc. is a global payments technology company that connects consumers, businesses, financial institutions, and governments in more than 200 countries and territories, enabling them to use electronic payments instead of cash and checks.
Our business primarily consists of the following:
We provide processing services to our financial institution clients through VisaNet, a centralized and modular payments network providing three essential functions in one complete, flexible package: transaction processing services, risk management services and information services.
We continually look at how we can use our network breadth and payment expertise to extend the value of electronic payments so that more people can use Visa in more ways and in more places around the world.
We offer a diverse range of branded payment products, which our financial institution clients use to offer credit, debit, prepaid, and cash-access programs to their customers (individuals, businesses and government entities).
We own and manage the Visa brand, which provides the assurance of acceptance at tens of millions of merchants and 2.0 million ATMs in more than 200 countries and territories worldwide.1
Visa does not issue cards, extend credit or set rates and fees for consumers. Consumer relationships belong to our network of financial institution clients and are managed by them.
Visa Inc. derives revenue primarily from fees paid by our financial institution clients based on payments volume, transactions that we process and other related services we provide. Visa’s innovations enable its financial institution clients to offer consumers more choices: pay ahead of time with prepaid, pay now with debit or later with credit products.
1
Data as of March, 2013. As reported by client financial institutions and therefore may be subject to change; includes ATMs in the Visa Europe territory. Statistical Overview
Visa
Visa Inc. is a global payments technology company that connects consumers, businesses, financial institutions, and governments in more than 200 countries and territories, enabling them to use electronic payments instead of cash and checks.
Our business primarily consists of the following:
We provide processing services to our financial institution clients through VisaNet, a centralized and modular payments network providing three essential functions in one complete, flexible package: transaction processing services, risk management services and information services.
We continually look at how we can use our network breadth and payment expertise to extend the value of electronic payments so that more people can use Visa in more ways and in more places around the world.
We offer a diverse range of branded payment products, which our financial institution clients use to offer credit, debit, prepaid, and cash-access programs to their customers (individuals, businesses and government entities).
We own and manage the Visa brand, which provides the assurance of acceptance at tens of millions of merchants and 2.0 million ATMs in more than 200 countries and territories worldwide.1
Visa does not issue cards, extend credit or set rates and fees for consumers. Consumer relationships belong to our network of financial institution clients and are managed by them.
Visa Inc. derives revenue primarily from fees paid by our financial institution clients based on payments volume, transactions that we process and other related services we provide. Visa’s innovations enable its financial institution clients to offer consumers more choices: pay ahead of time with prepaid, pay now with debit or later with credit products.
1
Data as of March, 2013. As reported by client financial institutions and therefore may be subject to change; includes ATMs in the Visa Europe territory. Statistical Overview
Visa