What do you think is unethical? The countrywide approved everyone to get their loans‚ no matter they have jobs or not‚ no matter they have income or not‚ no matter they have assets or not. The criteria they use may be unethical. They don’t care whether the documents are valid‚ whether they can verify the income‚ whether the appraisal is any good. They just care about getting the loan closed‚ in order to do another loan. The underwriters/ contractors looked through the loan as quick as they can.
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and everyone should have to abide by them. Just having a criminal off the street is enough justice for me‚ but locking one up and “throwing away the key” will not make them better; it will probably not change them at all and eventually make their situation worse. Convicted felons need a plan of treatment. First‚ they need to realize what they have done was wrong. Next‚ they need to understand that there are consequences for their actions. Finally‚ they need to have a plan for rehabilitation so they
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::YOU-ATTITUDE:: What is attitude? An attitude is a behavior that represents an individual’s likes or dislikes for something. Attitudes are generally positive or negative views of a person‚ place‚ thing‚ or an event this is often referred to as the attitude object. People can also be conflicted or unsure toward an object‚ meaning that they simultaneously possess both positive and negative attitudes toward the item in question. Thomas Jefferson says” Nothing can stop the man with the right mental
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Please type a brief personal history leading to your decision to become a teacher‚ as well as your thoughts on how students learn best and how you would address the needs of diverse learners (e.g.‚ English language learners‚ students with disabilities) in urban settings. Also‚ discuss why you chose CSULA to pursue your teaching credential (refer to the CCOE conceptual framework and mission statement). As a high school student I decided to take a ROP (Regional Occupational Program) class in child
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What many people do not realize is that scatology is more abundant than they think. It is in books‚ music‚ movies and almost every other medium of communication or entertainment. It has worked its way into our language‚ and the traditional words associated with scatology have even evolved to have new or multiple implications. Another important detail about scatology which more people need to understand is that it is not‚ in most cases‚ used for the sake of mere obscenity. Of course‚ there are individuals
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that’s how we are identified on what language we use. I as an American we are taught to try to speak more than one language‚ that’s why there offer course at school to learn to different language like Spanish or French. From experience I believe that learning another language is hard because not only you have to learn the language you have to learn the culture. So I believe it goes hand and hand with each other. You’re identified on how you look and what language you speak. “Culture refers to people’s
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Most people think that the world faces an overpopulation problem. But Phillip Longman argues otherwise in his book The Empty Cradle. He warns instead of a global baby bust. World population growth has fallen 40 percent since the late 1960s. The human population is expected to peak at nine billion by 2070‚ and many countries will see their population shrink long before that. Japan will have 49 retirees per 100 workers as early as 2005. Falling birthrates mainly account for these declines. Several
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You Decide Chamberlain College of Nursing After a careful review of several candidates’ backgrounds‚ I have chosen to hire Jyoti as one of the new sales consultants for the fiber optics division of Fortune 500 Company. Her skills and background more closely aligned with the qualifications of the role than the other candidates who have applied for this position. I was immediately drawn to her once I saw that she was the Manager of Wireless Retail store and is an expertise
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English 102 MWF 11-11:50 I really enjoyed the story What You Pawn I will Redeem. It was very well written and kept my attention throughout the story. It is amazing that he walked by a pawnshop and immediately recognized his grandmother’s regalia without ever seeing it other than in pictures. I enjoy reading about Native American cultures and beliefs. There was a lot of humor in this story and Jackson definitely did not take himself too seriously. I think the 1st person narrator was very important
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o How hungry are you‚ typically‚ for meals or snacks? When I get hungry it is usually for a meal I only eat snacks when I am not able to get a meal right away so I just choose a snack. I usually want quick meals when I am hungry but fulfilling meals. o How often do you eat for reasons other than hunger? I rarely eat for reasons other than hunger because majority of the time when I start thinking of food I will start to get hungry. So‚ the habits of eating for other reasons like boredom does
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